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credit card to buy uk car

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  • 10-06-2008 8:24pm
    #1
    foureyes
    Registered Users Posts: 28 ✭


    hi there,
    can anyone tell me if it is possible to load my credit card with lots of money in order to buy a car in uk - from a garage? or will i need bank drafts or something else?


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    #2
    Hitchhiker's Guide to...
    Registered Users Posts: 3,322 ✭✭✭Hitchhiker's Guide to...


    i've never heard of a limit on the amount of money you can load on your credit card. Maybe just give them a quick ring to double-check that its okay.


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    #3
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    You can put extra on your card, but i would call them to check.

    Who is the CC provider?

    If its BOI you can load it up as much as you want. Its not usual a good idea and the bank do not like you doing it. Cause if your card is robbed it means your only cover up to your limit!


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    #4
    GerardKeating
    Registered Users Posts: 7,650 ✭✭✭GerardKeating


    foureyes wrote: »
    hi there,
    can anyone tell me if it is possible to load my credit card with lots of money in order to buy a car in uk - from a garage? or will i need bank drafts or something else?

    A Garage is charged by which ever Processer it uses, maybe 1 or 2% of the value of transactions, so they might not be keen to allow you to pay by credit card, or may seek to charge you a premium for the service.


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    #5
    Blackjack
    Registered Users Posts: 3,611 ✭✭✭Blackjack


    The Garage is likely to charge you between 1.5% and 2.5% for the privelege if they do take it.

    I did buy a car in the UK in the past and that was one of the methods of payment I had asked about, they said they'd have to charge one of the above amounts (can't remember which).


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    #6
    stepbar
    Closed Accounts Posts: 6,123 ✭✭✭stepbar


    unclebill98 wrote: »
    You can put extra on your card, but i would call them to check.

    Who is the CC provider?

    If its BOI you can load it up as much as you want. Its not usual a good idea and the bank do not like you doing it. Cause if your card is robbed it means your only cover up to your limit!

    As Unclebill said, I wouldn't recommend it for exactly the reason stated. I'd be bring part cash and using your credit card to pay for the remainder. Appreciated it's a risk to be carrying cash but you would want to be shocking unlucky to get robbed.


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    #7
    CSC
    Closed Accounts Posts: 653 ✭✭✭CSC


    As well as not being covered if lost/stolen, the credit card provider may block the transaction as it would be considered highly suspicious and potentially money laundering (I have seen it happen on numerous occasions).


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