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Insurance company wont cover a remap??!
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Wow what a sweeping comment that was!
I know that I am faaaar more cautious AND competent in my (sports) car than some 60 year old grandad in his crapped out micra who was no doubt given his license without having to pass a test.
Whereas you usually see retards crashing into eachother going 20mph in traffic on the M50 in run of the mill cars because they're just ridiculously complacent in their boring Passat or Avensis.
Bear in mind that I've never said that people who drive Evos are bad drivers, in fact I'd say it's quite the opposite.
Again, my point is that insurance companies (as businesses who cover risk) are legitimate in their assessment that a driver in an Evo has more potential to get involved in an accident that involves significant injury or fatality.
They'd much rather deal in minor whiplash claims from 20mph shunts on the M50 at rush hour than send their assessors out to measure how far off the road and into the field the car got before it rolled twice and killed it's occupants...
And another thing...However they tell me that they wont cover me at all!! No modifications whatsoever.
I then rang a few other companies and they're all the same except Quinn who wanted to organise for a engineer to take a look...and figure out its real power I guess.
Does this mean that everyone who has a chipped/mapping car is un-insuranced????
As I said before, I've literally never heard of any car owner, who has had their car remapped, get screwed in an insurance claim because they didn't declare it.
In fact, my brother and my uncle both just got their cars remapped last week and neither mentioned it to insurance company.
Are you not concerned that, based on the OPs information from the insurance companies, your brother and uncle are driving uninsured at the moment?0 -
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if you enjoy cars (like i do) your right not to sell, but as chris said to the insurance company its all about risk, and at 24 with a 300bhp car, your in their target.
On the positive side, your insurance will go down next year when your 25 and full NCB, and shop around then for a better quote, try brittoninsurance up north
And you won't be any safer (or less safe), you'll just be a little further under their radar once you hit 25, and further again when you hit 30. Then you can start to buy cars you enjoy without feeling you're being persecuted.
Then the fun begins...
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Bear in mind that I've never said that people who drive Evos are bad drivers, in fact I'd say it's quite the opposite.
Again, my point is that insurance companies (as businesses who cover risk) are legitimate in their assessment that a driver in an Evo has more potential to get involved in an accident that involves significant injury or fatality.
They'd much rather deal in minor whiplash claims from 20mph shunts on the M50 at rush hour than send their assessors out to measure how far off the road and into the field the car got before it rolled twice and killed it's occupants...
No, I know what you meant about the driver skill in one of your previous posts and I agree, but the point I was trying to make is that I believe the drivers of fast, expensive sports cars respect their cars more and are less likely to do stupid stuff.Are you not concerned that, based on the OPs information from the insurance companies, your brother and uncle are driving uninsured at the moment?
No, for two reasons. They can do what they like for one
and, I've genuinely never ever heard of an insurance company testing the BHP of a car after an accident.
Also, think about this. There are PLENTY of TDi VW's (One of the most popular cars remapped) going around that are remapped and have been sold on to people who are completely unaware of this. 90% of people will never have their cars dyno'd so they won't know exactly what BHP their car is and there are no visible indicators that a car has been remapped.Another sweeping statement here then. If you ever examine pictures of fatal road crashes in Ireland, I would nearly guarantee 50-65% of them contain a car with mods, ie - larger aftermarket alloys, bodykits, spoilers etc etc.
Admittedly, I'm guilty of a bit of a sweeting statement in my previous post. But, I hardly think a bodykit/spoiler/alloys are going to make the car more dangerous? And the way you talk about them is as if you think people with a bodykit are more prone to crashes than people without them? Most bodykits/spoilers on small engine cars are actually making that car an awful lot slower because they've so much more drag. So, technically they'll be a slower car. Now if we were to take the general consensus' formula of.. [Faster car = More crashes = Higher insurance].. shouldn't the insurance be lower?
I admit that a car with a bodykit will be more expensive to repair by your insurance, but the point of this thread was that the OP was allegedly making his Toledo unsafe by doing his mod.0 -
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Most people think young fellas who buy Evos are doing stupid stuff before they even start the car.
Yeah, that's true. I should of refined that. I have little respect for Evo/Imprezza drivers - The car definitely has a stigma surrounding it. I was implying a sports car that's not an Evo/Imprezza 0 -
Yeah, that's true. I should of refined that. I have little respect for Evo/Imprezza drivers - The car definitely has a stigma surrounding it. I was implying a sports car that's not an Evo/Imprezza
I'll second that, Apparently I'm a major drug dealer in my area now! An over night transformation from a Database Administrator to Gang Land Thug... It's like "Stars in their eyes", except its should be called "Scum in their Eyes" and you get transformed into a grade A scumbag in a couple of seconds by stepping in and then out of the car!
Every time I get stopped I get "Is this you're Veh-hic-le?" I feel like saying "No Garda, I stole it!" although that would probably see the rest of my day spent in some Garda station.
They give people with sports cars in general so much hassle!
And as for the Remap... I to have never heard of someone having the power of their car checked after an accident once 99.9% of the parts are standard.0 -
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They give people with sports cars in general so much hassle!
And as for the Remap... I to have never heard of someone having the power of their car checked after an accident once 99.9% of the parts are standard.
Haha. Don't get me wrong, I really like Evo's/Imprezza's but I could never bring myself to owning one because there's just such a bad impression of people driving them. I was in the market for an Evo 8 recently and friends/family kept hounding me about the bad image, so I opted for a, what I think is, a respectable looking 350z.
People are very willing to let me out at T junctions now, whereas in my Celica, they'd just ignore me completely.
I imagine it'd be the same in Evo/Imprezza.0 -
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Henry Ford III wrote: »Has your Evo suddenly lost 30bhp? :rolleyes:
Its still 300bhp
WILL BE 330BHP ON THURSDAY THOUGH!
(at least I hope so long as the guy selling me the hardpipe kit, induction kit and downpipe doesnt mess me about should have had the parts on the weekend but didnt 
REALLY want them on thursday!) 0 -
Its still 300bhp
WILL BE 330BHP ON THURSDAY THOUGH!
(at least I hope so long as the guy selling me the hardpipe kit, induction kit and downpipe doesnt mess me about should have had the parts on the weekend but didnt REALLY want them on thursday!)
But you claimed on the stolen Evo X thread that yours was 330bhp
Is it a time machine too?0 -
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Henry Ford III wrote: »But you claimed on the stolen Evo X thread that yours was 330bhp
Is it a time machine too?
Thats called pre-emptive modding excitment. and I apologize fro that!
although... mitsubishi say the cars are 276bhp standard but everyone knows they are around 300bhp (its due to a gentle mans agreement that exists in japan where buy you cant advertise a car to have more than 276bhp) so even with the mod the car will be only 306bhp.... according to mitsubishi
And yes... its is a time machine.
Its also has photon torpedoes, Shields and a tractor beam!0 -
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There are around 6 rolling roads in the republic of ireland none of which are in the possession of an garda siochana. There are no portable RR's in this country and the gardai dont have any at their stations either, so you are talkiong pure crap. Besides a RR calculates wheel horse power and then estimates what they think the bhp will be at the flywheel by adding a fixed figure depending on drivetrain type to this whp figure. Rolling road figures give vastly different bhp figures from manufacturers figures and even other rolling roads so the only use for them is tuning and bar bragging rights.
I have my skyline insured for 2200 fully comp through St. Pauls brokers with all mods declared. I didnt need an engineers report they just wanted a detailed list. The only reason i got my skyline remapped was to protect the engine and improve the mpg slightly as a bonus.
Do you know how may of these are 4wd rolling roads?
I wouldn't mind confirming the BHP on my car
All I have is a bit of paper in japanese0
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