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data protection in credit union online service

  • 04-07-2008 10:15am
    #1
    lunacyfoundme
    Registered Users Posts: 462 ✭✭


    does anyone know if theres a data protection problem with this system.

    When you register for a credit union online account you pick a username and passphrase. The username and passphrase are sent by email to your supplied email address as a reminder (thats the bit Im asking about as people believe email to be unsecure). The PIN is sent in a secure envelope by post to the account holders address.

    Would the data protection commissioner consider this an unsecure system becuase part of the details are sent by email. You MUST have all three aprts to be able to log in.


Comments

  • #2
    Rhonda9000
    Closed Accounts Posts: 451 ✭✭Rhonda9000


    I do not see how there can be a breach of personal data without the PIN number sent to the legitimate account holders address.


  • #3
    Sully
    Moderators, Education Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 24,056 Mod ✭✭✭✭Sully


    Rhonda9000 wrote: »
    I do not see how there can be a breach of personal data without the PIN number sent to the legitimate account holders address.

    Unless it was fixed, but I reported a problem to a credit union about a security risk on their online system which could lead to being allowe see account data. I was never contacted since I reported it, and iv no idea if the problem still remains.

    There are ways that people can break into systems without security codes - but a decent secure system can avoid this.


  • #4
    Tom Young
    Legal Moderators, Society & Culture Moderators Posts: 4,338 Mod ✭✭✭✭Tom Young


    No is the answer. Can you contextualise why you think it is? ..........


  • #5
    lunacyfoundme
    Registered Users Posts: 462 ✭✭lunacyfoundme


    just like I said someone thought this system would be unsecure because the passphrase is exposed in the email and "anyone" could hack into it. i should also add that they believe the government reads their emails. However its a concern i had to look into.


  • #6
    Victor
    Registered Users, Registered Users 2 Posts: 78,495 ✭✭✭✭Victor


    Delete the e-mail.


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