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Solicitor's for afforable housing

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  • 12-08-2008 10:22am
    #1
    stevoman
    Registered Users Posts: 3,041 ✭✭✭


    Im hearin loads of people talking about solicitors doing special rates for affordable housing but iv been calling everywhere for the last 2 days and i dont think anyone do accomadate. Im paying €160,000 for my house and fees are coming in at €1300 at best which in fairness is good.

    What i was wondering if anyone knows is do they really have to do land reg and search fees etc when your are buying from the council. I have rng them and asked them but trying to get an answer there is like trying to get blood from a stone.


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    #2
    Maximilian
    Legal Moderators, Society & Culture Moderators Posts: 5,400 Mod ✭✭✭✭Maximilian


    stevoman wrote: »
    Im hearin loads of people talking about solicitors doing special rates for affordable housing but iv been calling everywhere for the last 2 days and i dont think anyone do accomadate. Im paying €160,000 for my house and fees are coming in at €1300 at best which in fairness is good.

    What i was wondering if anyone knows is do they really have to do land reg and search fees etc when your are buying from the council. I have rng them and asked them but trying to get an answer there is like trying to get blood from a stone.


    Yes. I assume you are getting a mortgage, well the Bank insist on Judgement or Bankruptcy searches being carried out against you for example.


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    #3
    stevoman
    Registered Users Posts: 3,041 ✭✭✭stevoman


    Maximilian wrote: »
    Yes. I assume you are getting a mortgage, well the Bank insist on Judgement or Bankruptcy searches being carried out against you for example.


    yes im going with first active so i am instead of getting a council loan. my reason is people who have got councul loans have complained about the interest rates so i got a fixed 4.7% from first active for 5 years.


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    #4
    boffin
    Closed Accounts Posts: 322 ✭✭boffin


    Not to hyjack the thread...but Stevoman that is a great rate from first active considering the current climate. Do you mind me asking if you got that long ago because I got a similar rate about 2 months ago and now when I went to actually get it all the rates are much higher!


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    #5
    stevoman
    Registered Users Posts: 3,041 ✭✭✭stevoman


    boffin wrote: »
    Not to hyjack the thread...but Stevoman that is a great rate from first active considering the current climate. Do you mind me asking if you got that long ago because I got a similar rate about 2 months ago and now when I went to actually get it all the rates are much higher!


    Boffin, i got the rate about a month ago, but the lender tiold me that raye for them wont be moving as they had just gone up recently. that was 4-5 weeks ago.


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    #6
    stevoman
    Registered Users Posts: 3,041 ✭✭✭stevoman


    boffin wrote: »
    Not to hyjack the thread...but Stevoman that is a great rate from first active considering the current climate. Do you mind me asking if you got that long ago because I got a similar rate about 2 months ago and now when I went to actually get it all the rates are much higher!
    Boffin, aplolagies, i just called them. the rate is gone up. it is now 5.99% fixed over 5 years. :)


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    #7
    boffin
    Closed Accounts Posts: 322 ✭✭boffin


    Thanks stevoman, was having a slight heart attack when you said that rate - was about to have a serious talk with my mortgage broker :)


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