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Insurance?

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  • 24-08-2008 1:31pm
    #1
    ironclaw
    Registered Users Posts: 8,004 ✭✭✭


    Hi There,

    Starting my lessons in a few weeks. I was thinking about doing lessons til christmas, and then when my familys renewal comes up, I'd think about getting insured for say 3 months. I'd apply for my test so that I would (fingers crossed) be gaureteed to get in within that 3 months. But the problem I face is, do any insurance companies allow you to "upgrade" your insurance after your test without having to pay a premium for it? i.e. A price for 3 months of provisional and 9 months of full?

    Regards,

    ironclaw


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    #2
    Permabear
    Closed Accounts Posts: 39,022 ✭✭✭✭Permabear


    This post has been deleted.


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    #3
    ironclaw
    Registered Users Posts: 8,004 ✭✭✭ironclaw


    Well, I have my provisional 6 months now but I've been busy, so getting my test or lessons hasn't been a priority. But I'm on track now. I'd prefer to know I can pass the test first time by having lessons and some experience first. So, I think I'll just bite the bullet and get some insurance asap. Maybe even 6 months worth (if thats possible), after that I will be going halves on a car.

    Some mates of my mine are applying with only 10 hours (from lessons) and no "real" experience.


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    #4
    Permabear
    Closed Accounts Posts: 39,022 ✭✭✭✭Permabear


    This post has been deleted.


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    #5
    sunnyside
    Closed Accounts Posts: 1,428 ✭✭✭sunnyside


    donegalfella wrote: »
    This post has been deleted.

    I can't afford more than one lesson a week. I really think there should be tax relief or some sort of government help with the cost of the lessons. After all some people do no lessons.


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    #6
    Permabear
    Closed Accounts Posts: 39,022 ✭✭✭✭Permabear


    This post has been deleted.


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    #7
    ironclaw
    Registered Users Posts: 8,004 ✭✭✭ironclaw


    donegalfella wrote: »
    This post has been deleted.

    Couldn't agree more on that one. I want at least 6 months under my belt. I have to say, Hibernian do a good deal with there training course in return for a lower premium. Anyone have any experience with that?

    I think there should be the 6 months waiting from the time you get your provisional and then a set number of hours needed behind the wheel (By an accredited instructor and insurer)

    As regards Tax relief, I don't agree. It should be like Japan where the goverment do a training course which takes 12 weeks I think. Or a shorter course for €2000. But, guess what, they have the lowest fatality rate in the world (I believe)


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