Travel insurance (single trip or backpacker)

Claasman

Hi I am traveling to AUS for a year (maybe 2), I have a job sorted for the first 4 months and will prob move onto another after that. Should i get the backpacker or the single trip insurance?
TIA
cm

Ponster

I have no idea what backpacker insurance actually is.

killbillvol2

Can you get single trip insurance for a year? Single trip insurance is cover from your departure from Ireland to your return to Ireland AFAIK.

youcancallmeal

I've been researching backpacker travel insurance for a while now. Heres some providers I've been looking at

http://www.acebackpackerinsurance.ie/
http://www.getcover.com/travel_backpacker.asp
http://www.coverworks.co.uk/
http://www.multitrip.com/backpacker-insurance.asp?AffiliateNo=AN65375
http://www.worldnomads.com/ (This crowd came highly recommended by some people but there quotes are usually twice that of most other companies)

Not sure who I'm going to go for yet. Theres also a few older threads on this forum discussing insurance and who best to get it off, a search should bring up something that might be useful to you. I would say you are best off with backpacker insurance though.

m*pp*t

Thanks for the list of providers there "youcancallme>al". I've been hunting around for a while now as well, and there's a few I hadn't come across. I've a question that I'm sure I've seen asked here sometime in the last six months but I can't find it. If I'm going on a trip that's going to be longer than 13 months - ACE for example offer 13 month insurance but insist your trip must start and end in Ireland - does anyone have any suggestions as to how to cover the insurance problem? Basically, I'm going to be about four months getting to Australia, up to (but possibly slightly less than) a year there on a working holiday visa and then spend another few months coming home through New Zealand and South America.
Is insurance necessary in Oz or is one covered under a public health type system? I'm wondering should I just cover myself for the travelling part or is there some insurance out there that will either cover me longer or doesn't require me to be home again. (On the otherhand, I don't really see how the being home thing matters in that I could just cancel the policy the day before or whatever. But getting cover for after that is a bit worrying).
Thanks for any help (and sorry if I hijacked the thread a bit. Just piggy backing, I swear!)

Claasman

m*pp*t wrote: »

sorry if I hijacked the thread a bit. Just piggy backing, I swear!

No prob, I am heading out on Tuesday like, and I am still not sure what to do...If i am working and paying tax in AUS, am i covered if i have to go to hospital or anything, does anyone know?

RxQueen

Backpacker insurance is what you need imo,
it will cover you for the likes of the following:

emergency and meidcal expenses
cncellation
personal accident
baggage, loss and delay etc
credit card fraud
overseas legal expenses

and other general stuff.

If you get a grade one insurance typr , it wont cover what they deem hazardous activites, like bugee jumping jet sking etc

m*pp*t

Claasman wrote: »

No prob, I am heading out on Tuesday like, and I am still not sure what to do...If i am working and paying tax in AUS, am i covered if i have to go to hospital or anything, does anyone know?

From what people have been saying on this site we're covered for medical stuff in Australia anyway. So what I'm thinking of doing is just getting the backpacker one for the four or five months it'll take me to get to Australia and doing without it while I'm there. I'll need it again when we go to travel home through South America and stuff, but I can sort that out later. Hopefully...

If anyone can explain to me why this plan is really stupid and I should do something completely different please tell me!

peeps

if you were to get into an accident in Aus and you were insured, most providers will fly out your next of Kin.(touch wood it wont happen) otherwise they would have to pay alot on last minute flights out.
and theres other more morbid reasons why you should have insurance that i wont get into.