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UK Banks Accepting Irish residents

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  • 30-09-2008 12:46pm
    #1
    Higgsy
    Registered Users Posts: 139 ✭✭


    Hi,

    I am resident in the Republic of Ireland and work in Northern Ireland, thefore my salary is in pounds. I would like to open a savings account with a UK bank, but they will not accept me as I am not a resident of the UK.

    Does anyone know of any UK banks which will accept an Irish Resident to open a savings account?

    Higgs


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    #2
    mickydi
    Closed Accounts Posts: 66 ✭✭mickydi


    I was in the same position until recently and had to have an NI account into which wages were paid ... loads of us were in the same position. I banked with Ulster Bank but I know of other who had/have accounts with B.O.I, First Trust etc etc...

    Shouldn't be a problem ... you need same ID stuff as here & they open the account as a non resident account & everything is above board! Can't understand why you are having problems.


  • Options
    #3
    ems_12
    Registered Users Posts: 287 ✭✭ems_12


    Hi Higgsy,

    Some savings accounts need a NI number, which you should have if you work up here?

    I have an ISA with Nationwide, all they needed was a NI number and the usual name, address, etc....


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    #4
    homer911
    Registered Users Posts: 5,119 ✭✭✭homer911


    Given the recent changes in Deposit Protection schemes, why would you want to open a UK account. I hear that UK residents are moving their money into Irish Bank accounts because of the guarantees (UK Banks aren't very happy!)


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    #5
    stepbar
    Closed Accounts Posts: 6,123 ✭✭✭stepbar


    homer911 wrote: »
    Given the recent changes in Deposit Protection schemes, why would you want to open a UK account. I hear that UK residents are moving their money into Irish Bank accounts because of the guarantees (UK Banks aren't very happy!)
    Higgsy wrote: »
    Hi,

    I am resident in the Republic of Ireland and work in Northern Ireland, thefore my salary is in pounds. I would like to open a savings account with a UK bank, but they will not accept me as I am not a resident of the UK.

    Does anyone know of any UK banks which will accept an Irish Resident to open a savings account?

    Higgs

    That's why.....

    What you need to do is find out who your employer banks with and ask them (your employers) to write you a letter asking their bank to facilitate you in opening a bank a/c. It would also be preferable if your HR dept could find out who looks after the company a/c in the bank and ask for an appointment with same. With suitable ID and proof of address this should not be an issue.


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