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Home insurance for non-standard construction (45% flat roof)

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  • 09-10-2008 10:39pm
    #1
    soylent green
    Closed Accounts Posts: 1 ✭


    I'm having difficulty getting a few quotes for my house insurance. My house is only 50 m2 and part of this a flat roof extension which makes up about 45% of the overall area. Most insurance companies won't quote if in excess of 30 % is of non-standard construction i.e. a flat roof.

    The only quote I can get is Allianz. I've tried a few brokers and they've been no help. Can anybody recommend a broker or insurer who would give me a quote?

    Thanks.


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    #2
    MicraBoy
    Registered Users Posts: 916 ✭✭✭MicraBoy


    I am in the same boat. Have a very large extension which doubles the size of the house on the ground floor, but as a result I see most online insurance forms don't take accept anything more than 15%-20% roof area.

    MODS: Could you move this is to Accom and Property? It might get a better response.


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    #3
    CorkSat
    Closed Accounts Posts: 11 ✭CorkSat


    Hi Guys,


    If your flat roof is covered in poured Asphalt (The stuff they melt in a truck and pour over the roof) rather than torch on felt then it can be considered standard construction.

    I can't remember exactly which insurance company said this but it might have been
    123.ie

    CS


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    #4
    MicraBoy
    Registered Users Posts: 916 ✭✭✭MicraBoy


    Thanks CorkSat, being honest I have no idea.

    My quote with 123.ie has just doubled to €700 due to the flat roof! And they are only offering that because I am repeat business, otherwise they wouldn't :eek:

    If any one else knows some where that is likely to insure me please let me know! :cool:


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    #5
    CorkSat
    Closed Accounts Posts: 11 ✭CorkSat


    If you flat roof is covered in torch on felt there will be seams where one roll overlaps the nexts. Normall y the seams will be about a 1-1.5 meters apart.

    If its poured asphalt its just one continous layer. see http://uk.answers.yahoo.com/question/index?qid=20081123055330AAsHxEs for a description.


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    #6
    deargas
    Registered Users Posts: 58 ✭✭deargas


    Try hickey clarke and langan brokers in donegal. I have a flat roof 35% and have house insured for less than EUR300. think it's hcl.ie


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    #7
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Try Kidd Insurances in Dublin. www.kiddinsurances.ie


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    #8
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,919 Admin ✭✭✭✭✭Toots


    http://www.boards.ie/vbulletin/showthread.php?t=2055124300
    *Thread bumping/ Resurrecting Old Threads
    Don't drag up an old thread to post something (and by old, we mean anything that hasn't had a post in a month or so), and don't bump your own threads just to get attention. The only exception to this is if an OP comes back to post an update on a situation. Anything else will be locked.


This discussion has been closed.
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