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Not exactly a problem - but confused

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  • 03-12-2008 2:04pm
    #1
    John Mason
    Hosted Moderators Posts: 10,661 ✭✭✭✭


    i work for a government agency and we have redundancies coming up, i have heard a rumour for the lenght of time there i would be entitled to 20k

    so do i take voluntary, pay off all my debts and pray to god that i get another job

    or just hope to keep my job and just be happy i have a job (i have a mortgage)


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    #2
    AARRRGH
    Closed Accounts Posts: 12,382 ✭✭✭✭AARRRGH


    Difficult one.

    Personally I would take a risk and go for the 20k...


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    #3
    mikemac
    Closed Accounts Posts: 19,986 ✭✭✭✭mikemac


    For 20k, I'd take it

    But work out how much you'll actually have after tax.


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    #4
    Tom Dunne
    Registered Users Posts: 23,212 ✭✭✭✭Tom Dunne


    pink fluffy bunny wrote: »
    i work for a government agency and we have redundancies coming up, i have heard a rumour for the lenght of time there i would be entitled to 20k

    so do i take voluntary, pay off all my debts and pray to god that i get another job

    or just hope to keep my job and just be happy i have a job (i have a mortgage)

    20k isn't a lot these days, I wouldn't.


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    #5
    In$omniac
    Closed Accounts Posts: 174 ✭✭In$omniac


    I agree that 20k wont get you very far these days, plus the fact you have a mortgage to pay.
    I would stick with the job, you may get a better offer in a couple of years time.
    Now is not a good time to even consider giving up a job never mind trying to find another one!!


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    #6
    gerrycollins
    Registered Users Posts: 1,799 ✭✭✭gerrycollins


    if you had a job lined up straight away or a few weeks away i would go for it and clear off a few small debts ie credit cards, overdraft etc and pocket the rest.


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    #7
    John Mason
    Hosted Moderators Posts: 10,661 ✭✭✭✭John Mason


    i think i have decided to say in my job ,

    20k is nothing in this day and age :(


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    #8
    happyoutscan
    Registered Users Posts: 6,031 ✭✭✭happyoutscan


    Good choice, 20k would not last you any length whatsoever so I'm glad you have decided to stay in your job. Without the mortgage I would have said take the 20k and enjoy some traveling but I think you have picked the smartest option available to you. Best of luck!


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    #9
    Tom Dunne
    Registered Users Posts: 23,212 ✭✭✭✭Tom Dunne


    pink fluffy bunny wrote: »
    20k is nothing in this day and age :(

    Not to a woman of your needs, it's not.

    :D


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    #10
    Beruthiel
    Moderators, Social & Fun Moderators Posts: 42,362 Mod ✭✭✭✭Beruthiel


    pink fluffy bunny wrote: »
    20k is nothing in this day and age

    Agreed.
    Considering how difficult it would be to find another job these days, you could have it spent on just surviving before you found another one.


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    #11
    IsThatSo?
    Closed Accounts Posts: 988 ✭✭✭IsThatSo?


    Beruthiel wrote: »
    Agreed.
    Considering how difficult it would be to find another job these days, you could have it spent on just surviving before you found another one.

    +1 with a lot of stress in the middle.


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    #12
    John Mason
    Hosted Moderators Posts: 10,661 ✭✭✭✭John Mason


    Fingers crossed that they get enough on the voluntary and they dont just sack me anyway :rolleyes:


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