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Graduate Account VS High Interest Current Account

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  • 03-12-2008 5:10pm
    #1
    teckno
    Closed Accounts Posts: 61 ✭✭


    Hi All,

    Just looking for some advice. I have a graduate account with AIB for the last year and I am now thinking of switching over to AIB High Interest Current Account. Does anybody know the pros and cons of me doing this. Is it worth it? Thanks for your help!!


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    #2
    dotsman
    Registered Users Posts: 3,636 ✭✭✭dotsman


    Depends on what your balance typically looks like.

    HICA - better interest, and you get to feel like a "grown-up":D
    Graduate - free overdraft and cheaper loans.

    Also, the free banking with the Graduate is guaranteed, whereas the HICA is only free if you actually use it (1 debit card and 1 internet banking transaction every 3 months). I also assume you are working and earning over 1,500 per month to avail of the high interest?

    Basically, if you tend to always have money in your C/A, then go for the HICA. However, if you always tend to be in the red, go with the Graduate.


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