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Car insurance

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  • 10-12-2008 10:52am
    #1
    sternn
    Registered Users Posts: 929 ✭✭✭


    I got in my renewal this morning for my car insurance. On the no claims discount certificate it say I have 4 years no claims. Although I have only been insured for 3 years. Is my insurance invalid for an incorrect no-claims-discount? Or should I take the benefit of an extra 10% discount off my premium?


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    #2
    niceirishfella
    Closed Accounts Posts: 5,538 ✭✭✭niceirishfella


    I'd just ring them if i were you and have a nice chat with them. Raise your query and concern but say if they commit to giving you the 4 years no claims discount price, you'll stay put with them (that is of course if the price is agreeable to you). Simple.


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    #3
    Anan1
    Registered Users Posts: 22,815 ✭✭✭✭Anan1


    You might have been given an introductory bonus?


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    #4
    sternn
    Registered Users Posts: 929 ✭✭✭sternn


    niceirishfella wrote: »
    I'd just ring them if i were you and have a nice chat with them. Raise your query and concern but say if they commit to giving you the 4 years no claims discount price, you'll stay put with them (that is of course if the price is agreeable to you). Simple.

    I didnt realise they were negotiable on that sort of stuff. Their quote is quite reasonable, I dont think I am going to find better anywhere. Im 20 and driving a ford fiesta. Fully comp is €850 under their student deal. Its AXA by the way. Anyone know of anywhere else that does a student deal? Going to ring around for quotes today :)


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    #5
    TestTransmission
    Registered Users Posts: 19,106 ✭✭✭✭TestTransmission


    OP,i got an extra year with AXA too this year


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    #6
    EPM
    Closed Accounts Posts: 13,822 ✭✭✭✭EPM


    I got an insurance quote directly through axa last week of €1251. Rang McCarthy insurance in fermoy and got the same axa policy for €570. Might be worth giving them a call...


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    #7
    TestTransmission
    Registered Users Posts: 19,106 ✭✭✭✭TestTransmission


    EPM wrote: »
    I got an insurance quote directly through axa last week of €1251. Rang McCarthy insurance in fermoy and got the same axa policy for €570. Might be worth giving them a call...

    Age?

    Type of Car?NCB?

    What type of coverage?

    Thats some reduction to get


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    #8
    niceirishfella
    Closed Accounts Posts: 5,538 ✭✭✭niceirishfella


    Everythings is negotiable. Quinn Direct's pricing attracts young drivers tho' look closely at the cover you're buying.
    Tho' the moral of the story is to shop around!
    Good luck


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    #9
    sternn
    Registered Users Posts: 929 ✭✭✭sternn


    I got off the phone there with AXA and they told me it was a printing error, but my quote is still the same.
    I have shopped around, and so far my original quote from AXA is the cheapest.

    Im looking at €864 with AXA, fully comp. I think thats a good enough deal as I am going to get.
    For a few of the others out there, the 4 I tried were all within €10 of eachother. FBD, McCarthy (recommended here), Quinn and Alliance were all around €1260 for fully comp.


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