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best place for a loan

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  • 19-12-2008 2:58pm
    #1
    Orla K
    Registered Users Posts: 2,462 ✭✭✭


    I'm unemployed and I want a small loan, €1,500(I did say small) I know I could save up and have this within a matter of months but it would be better if I had it sooner. Is there anywhere that will give me a loan that small and not mind that I'm unemployed?


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    #2
    muppetkiller
    Registered Users Posts: 5,199 ✭✭✭muppetkiller


    Probably a credit union is your safest option..


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    #3
    fricatus
    Registered Users Posts: 5,081 ✭✭✭fricatus


    The credit union would be best for someone in your situation. If you're not already a member, go in and join. You may need to build up some level of savings before they give you your first loan, but they can probably advise as to what that would be.


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    #4
    ManFromAtlantis
    Closed Accounts Posts: 1,483 ✭✭✭ManFromAtlantis


    yeah cr union. keep away from the sharks. especially teh ones whoi are sooooooooo nice.


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    #5
    Orla K
    Registered Users Posts: 2,462 ✭✭✭Orla K


    I am a member of a credit union when I'm in there I always see a sign up of what you need when applying for a loan and one of those things are proof of a job, P??(I always get mixed up with the P's) or a letter from the employer. I am going to get in there and ask, can't do any harm in asking.

    Also if I did get a loan from a shark, they would have another thing coming, my uncle was high up in the gardai and knows alot people even higher that are still there.


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    #6
    fricatus
    Registered Users Posts: 5,081 ✭✭✭fricatus


    Orla K wrote: »
    I am a member of a credit union when I'm in there I always see a sign up of what you need when applying for a loan and one of those things are proof of a job, P??(I always get mixed up with the P's) or a letter from the employer. I am going to get in there and ask, can't do any harm in asking.

    No harm to just open an account and put in a fiver a week. Sometimes just showing a "savings habit" is enough if the loan you're looking for is sufficiently small.


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    #7
    Orla K
    Registered Users Posts: 2,462 ✭✭✭Orla K


    I went into the credit union today, I don't need to show I've been saving all I need is €600 in the account then they'll give me €1500. So, I'll probably do that. All I need now is to gather up €600, hopefully I'll have it sorted before Christmas.


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