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Credit Card and booking flights

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  • 30-12-2008 2:03am
    #1
    acer911
    Registered Users Posts: 570 ✭✭✭


    Hi,
    Im in the process of booking flights with ryanair which will cost about 450 euro, now the problem is that my credit card has a limit of 350 euro on it, i wish to book these as soon as possible as im planning on going away in Jan.

    Is it possible for me to put money into my credit card account and complete this transaction for 450 euro,i.e putting 100euro onto it thus 450 euro below my limit or what are my options, if any. I dont want to book it in 2 transactions as the flights are for about 8 people and if i do the prices might change by the time i do.

    sorry if this is the wrong forumn...

    Thanks...


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    #2
    cast_iron
    Registered Users Posts: 2,454 ✭✭✭cast_iron


    May well be better suited to the Consumer Issues forum, but none the less, yes, you can put your credit card account into credit for any amount and use such credit against your total limit.

    Just make sure the credit payment has gone through and is attributed to the account (it may take a few days depending on method of payment). Adding a €100 credit to a €350 limit account will give you €450 to spend, so to speak.


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    #3
    acer911
    Registered Users Posts: 570 ✭✭✭acer911


    cast_iron wrote: »
    May well be better suited to the Consumer Issues forum, but none the less, yes, you can put your credit card account into credit for any amount and use such credit against your total limit.

    Just make sure the credit payment has gone through and is attributed to the account (it may take a few days depending on method of payment). Adding a €100 credit to a €350 limit account will give you €450 to spend, so to speak.

    Thanks,

    Yea if it can be moved mod that would be great....

    So if i put 100 cash in it would this take a few days....


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    #4
    Time Magazine
    Registered Users Posts: 8,452 ✭✭✭Time Magazine


    acer911 wrote: »
    Yea if it can be moved mod that would be great...

    It'd have been nice had you read the big sticky entitled "Please Note: This is NOT a personal finance forum" :(. Moved...


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    #5
    daithijjj
    Registered Users Posts: 7,588 ✭✭✭daithijjj


    ryanair dont charge a booking fee with a visa electron card........every other card type is charged 5-10 euro per head.........8 people will cost you at least 50 id say.............my friendly advice would be for you to see if you could get a family member with an electron card to make the purchase and split the difference between you.........if the tickets cost 450 then you could consider it a 10%+ discount by just using the electron card.........ryanair may have changed this policy recently(you know what hes like)...in light of this coming up on the bbc watchdog.....good luck.


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    #6
    cast_iron
    Registered Users Posts: 2,454 ✭✭✭cast_iron


    acer911 wrote: »
    So if i put 100 cash in it would this take a few days....
    Possibly. If you do it via electronic banking, and your credit card is with the same bank as your current account, it may speed it up considerably. A quick call to you credit card company will give a better idea how quickly the payment will be accepted.


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