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Changing Insurance Policies

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  • 05-01-2009 9:45pm
    #1
    craiginireland
    Closed Accounts Posts: 872 ✭✭✭


    Hey

    Has anyone ever changed insurance policies before it expired? I've just discovered Quinn are ripping me off and I'm just wondering whats involved in changing?


Comments

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    #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Find new company. Arrange to setup new policy. arrange to cancel QDI.

    QDI will charge you canx fees etc though, so just make sure the switch actually does make financial sense mid policy.

    Also if you've had a claim this year you'll get no refund.


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    #3
    Buffman
    Registered Users Posts: 2,797 ✭✭✭Buffman


    Yes, you can cancel your current policy by giving them the required notice.
    But you will lose any no claims bonus for this year, as it has to be a full year before it counts. Also, if you paid up front, they may only refund you a tiny amount of money, and you will not get any money back until you return the cert and disc.

    FYI, if you move to a 'smart' meter electricity plan, you CAN'T move back to a non-smart plan.

    You don't have to take a 'smart' meter if you don't want one, opt-out is available.

    Buy drinks in 3L or bigger plastic bottles or glass bottles to avoid the DRS fee.



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    #4
    craiginireland
    Closed Accounts Posts: 872 ✭✭✭craiginireland


    My policy is up in April, might be easier to wait until then.. thanks guys


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    #5
    vengeance52
    Registered Users Posts: 1,526 ✭✭✭vengeance52


    If your paying by direct debit with Quinn, you will get NO refund at all. You will also loose this years NCB earned.


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