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Insurance question.

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  • 10-01-2009 11:46am
    #1
    NinjaTruncs
    Registered Users Posts: 2,499 ✭✭✭


    This question popped up between myself and the missus and I couldn't actually answer.

    Say my wife has fully comp insurance and I am on the policy as a named driver. If i was to crash the car would she be able to claim the cost of repairing the car, or would I only be covered 3rd party.

    anyone know?

    thanks.

    4.3kWp South facing PV System. South Dublin



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    #2
    samhail
    Registered Users Posts: 2,699 ✭✭✭samhail


    totally depends on your insurance company and T&C of your policy.
    Check out the terms of your insurance.
    I havnt seen anywhere that a named driver is covered under anythin but third party fire and theft.
    could call up your insurance company too.


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    #3
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,720 Mod ✭✭✭✭Henry Ford III


    If the cover is comp. and you're a named driver, then you have comp. cover


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    #4
    Graham_B18C
    Registered Users Posts: 8,620 ✭✭✭Graham_B18C


    Henry Ford III wrote: »
    If the cover is comp. and you're a named driver, then you have comp. cover
    Thats exactly what I thought


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    #5
    samhail
    Registered Users Posts: 2,699 ✭✭✭samhail


    I might be getting mixed up with if you have an insurance policy that allows you to drive other cars.


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    #6
    Steve
    Moderators, Category Moderators, Entertainment Moderators, Sports Moderators Posts: 22,584 CMod ✭✭✭✭Steve


    Henry Ford III wrote: »
    If the cover is comp. and you're a named driver, then you have comp. cover
    Yes, that's my understanding of it as well.
    samhail wrote: »
    I might be getting mixed up with if you have an insurance policy that allows you to drive other cars.
    I think you are, most 'driving other cars' clauses are third party only.


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    #7
    Esel
    Registered Users Posts: 22,324 ✭✭✭✭Esel


    samhail wrote: »
    I might be getting mixed up with if you have an insurance policy that allows you to drive other cars.
    Happen a lot?

    Not your ornery onager



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    #8
    samhail
    Registered Users Posts: 2,699 ✭✭✭samhail


    esel wrote: »
    Happen a lot?

    err getting mixed up ? nah not really, only once or twice a conversation. im doing well ! :)
    just too much knowledge i tell you !!! ;)


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