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Fixed to Variable?

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  • 16-01-2009 12:59pm
    #1
    suzieb
    Closed Accounts Posts: 288 ✭✭


    Hope I am posting in correct forum if not feel free to move thread.

    I am currently on a two year fixed rate with ptsb @ 5.2% which is up in august.
    They have offered me a variable rate at 4.65% which would save me €90 per month.
    I really dont have a clue no matter how much i try to learn about rates etc and if i'm being naive in thinking variable is good option. DId want tracker rate but they are not giving that at moment.

    Any help would be greatly appreciated.

    Suzie


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    #2
    Blackjack
    Registered Users Posts: 3,612 ✭✭✭Blackjack


    suzieb wrote: »
    Hope I am posting in correct forum if not feel free to move thread.

    I am currently on a two year fixed rate with ptsb @ 5.2% which is up in august.
    They have offered me a variable rate at 4.65% which would save me €90 per month.
    I really dont have a clue no matter how much i try to learn about rates etc and if i'm being naive in thinking variable is good option. DId want tracker rate but they are not giving that at moment.

    Any help would be greatly appreciated.

    Suzie

    Depending on your LTV, you should see what else is on offer.

    AIB are offering better rates presently, but whether you qualify or not is another story.


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