Best car insurance

tech77

Hi.
I just got my insurance renewal quote from Hibernian and it's gone from 650 up to 700.
This seems a bit crazy.

This is despite me getting rid of 2 points on my licence in the past year.

My details:
31 yrs old- driving over 10 years.
Full licence for about 10 years.
1.5l car.
9 year no claims bonus/no accidents.
3rd party fire and theft.
Drive no more than 10000 miles/yr.
Windscreen cover.
Some NCD protection/step-back thing.
Breakdown cover.
Got rid of 2 penalty points last year.

How could it be 700.
Should i stick with them and if not who would be better.

Just want the minimum at this stage:
3rd party, fire, theft.
Windscreen cover.
Breakdown cover.
What should i be looking at- surely under 500?
Any help appreciated.
Thanks.

Scottie99

www.123.ie

Zorba

Don't get me started on car insurance....ok well now u did !

My car insurance was 308 last year and this yr my new quote is 458 !! No accidents no points no nothing, seeminly there's be a lot of payouts the last year and i have to fork out for them !

Anyway cheapest i've got is 352 with http://www.brittoninsurance.com/

Still not impressed that my insurance has gone up by 50 ish quid though.

Should add that i'm driving a 2 ltr diesel with 9 yrs no claims and i'm 35.

tech77

Zorba wrote: »

Don't get me started on car insurance....ok well now u did !

My car insurance was 308 last year and this yr my new quote is 458 !! No accidents no points no nothing, seeminly there's be a lot of payouts the last year and i have to fork out for them !

Anyway cheapest i've got is 352 with http://www.brittoninsurance.com/

Still not impressed that my insurance has gone up by 50 ish quid though.

Should add that i'm driving a 2 ltr diesel with 9 yrs no claims and i'm 35.

Thanks Zorba.
I'm as baffled as you about this.
How could yours jump 50% with no change in circumstances?

On a separate note, you're driving a 2 litre, i'm driving a 1.5l- how is mine double yours.

Our NCD is the same with no accidents.
Age-wise, we're similar- ie out of the boy-racer bracket.

Even if you factor in my points, it's something like only a 10% loading- 50-100 quid.

Have you the bare minimum 3rd party/F/T or something?
I wanna keep the bare minimum at this stage- just windscreen and breakdown.

Also, brittoninsurance- never heard of them.
Presumably they're not dodgy?

Thanks.

tech77

Scottie99 wrote: »

Try https://motor.123.ie/Motor/quotedetails.123?kill=yes

Thanks but i'm having trouble with the link.
Anyone else recommend anyone for basic 3rd party/F/T (with breakdown/windscreen cover maybe)?

Typewriter

€700? on a 1.5 with 9 years no claims?

I got my renewal quote today and it's €612 on a 1.3 lancer. I'm 23, male, full license with 1 years no claims, 3rd party, fire, theft, windscreen cover & breakdown cover. (Quinn)

YOU IS BEING RIPPED OF MY FRIEND!

Edit: I'm 24 next week and my insurance get renewed from 12th Feb so that might put my in a new age bracket + I should have 2 years no claims but I missed out on the first year by 16 days

Fizman

OP just go to www.123.ie.

I'm driving 2 years, 2 years NCB, only have my full license 6 months, driving a 1.4, and i'm only paying 727, compared to you at 700! Thats crazy. Try 123, insure.ie, bestquote.ie.

tech77

green_jesus wrote: »

€700? on a 1.5 with 9 years no claims?

I got my renewal quote today and it's €612 on a 1.3 lancer. I'm 23, male, full license with 1 years no claims, 3rd party, fire, theft, windscreen cover & breakdown cover. (Quinn)

YOU IS BEING RIPPED OF MY FRIEND!

Edit: I'm 24 next week and my insurance get renewed from 12th Feb so that might put my in a new age bracket + I should have 2 years no claims but I missed out on the first year by 16 days

:eek:
Thanks.
Time to tell them go fcuk themselves methinks.
Might look at Quinn.
That's what i need and should be a lot less for me.

Thing is i wasn't too bothered when it was around 500-550 a couple of years ago but it's being steadily creeping up now.

tech77

Fizman wrote: »

OP just go to www.123.ie.

I'm driving 2 years, 2 years NCB, only have my full license 6 months, driving a 1.4, and i'm only paying 727, compared to you at 700! Thats crazy. Try 123, insure.ie, bestquote.ie.

OK i'll do that.
BTW i need to renew in a couple of days.
So if i cancel one but don't get around to getting the other in time, would leaving the insurance lapse for a couple of days- while NOT driving the car- be detrimental to getting a quote in future.

Zorba

It also depends on the county u live in, when i moved to meath my insurance came down think if u live n offaly or some such place your insurance is even cheaper.

Are 123 anything to do with insure.ie ?

Oh and hope there's nothing dodgy about Britton, i do know they've be around a few years though so can't be too bad.

Bobo78

OP- try the Nononsence Ryanair brokers they seem to be good for some people at the moment.
I think for your age groupe and the size of engine that you r driving they should give you very competitive quote.

Trinity

cheapest quote i got was 350 from www.insure.ie - they brought up all the quotes and you could pick what coverage you wanted and any extras, they sorted everyhting out for me with just a deposit. I was insured in minutes with eagle star.

You will also be entitled to a discount if someone else at your address has a car and insurance, doesnt matter who they are insured with. Think i got 100 quid off :eek:

mcwhirter

tech77 wrote: »

Hi.
I just got my insurance renewal quote from Hibernian and it's gone from 650 up to 700.
This seems a bit crazy.

This is despite me getting rid of 2 points on my licence in the past year.

My details:
31 yrs old- driving over 10 years.
Full licence for about 10 years.
1.5l car.
9 year no claims bonus/no accidents.
3rd party fire and theft.
Drive no more than 10000 miles/yr.
Windscreen cover.
Some NCD protection/step-back thing.
Breakdown cover.
Got rid of 2 penalty points last year.

How could it be 700.
Should i stick with them and if not who would be better.

Just want the minimum at this stage:
3rd party, fire, theft.
Windscreen cover.
Breakdown cover.
What should i be looking at- surely under 500?
Any help appreciated.
Thanks.

Try Allianz, they gave the best deal for me, after 3 years with Axa who could not match the price this time.

tech77

Thanks for the suggestions.
I'll take a look at some of those.

Anyone know about the insurance lapse thing btw?

blahblah06

tech u get 14 days grace to reew after ur date were u are still insured

mik_da_man

Your quote seems very high
I drive a 2.5 turbo petrol and fully comp is about €700 and can be got for less.
I'm 27 with 5 yrs NCB
Try insure.ie
As for the lapse in insurance it shoud be ok, once your not driving and it's in a sfae place.

soups05

hmmm, am 37, 10 years no claims, driving a 94 seven seater till now and my policy was 708 for fully comp. think i will be checking out those links now that i have a newer car. thank guys.