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Insurance on a recovery truck?

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  • 19-01-2009 9:43pm
    #1
    peanuthead
    Registered Users Posts: 3,111 ✭✭✭


    hey all,
    An insurance question really,
    I am from a trade background and finding work very slack at the moment so i am 'looking into' buying a truck and starting up a 24 hour recovery service as I like driving,have drove all over Europe and USA, know a lot about cars and am a bit of a night owl!
    So i am wondering what hurdles I will encounter with this venture,I imagine i will need the appropriate class of licence for the given truck,and i am sure i would need special insurance for carrying expensive vehicles?
    And as anybody that has ever been towed knows its not cheap so I think I could make reasonable money at it until things pick up again,just a thought really,what you think?


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    #2
    2qk4u
    Registered Users Posts: 1,163 ✭✭✭2qk4u


    You need contacts at that game... a motor trade policy will cover a tow truck or you can take out a specific comercial policy just for that.Is not as easy as people think. Its a usefull thing to have if you are allready in the trade.


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    #3
    R.O.R
    Registered Users Posts: 12,685 ✭✭✭✭R.O.R


    We use a guy with a truck in work for local collections / deliveries. The main purpose of his work is 24 hour breakdown recovery.

    He has never been unavailable to do a job for me with 30 mins notice :eek:

    From that I get the impression that he makes his money elsewhere and picks up income on the side with the recovery / transport business.

    I wouldn't be pinning my hopes on breakdown recovery as a main source of income, unless you can bag a contract with the NRA or an insurance company.


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