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Buying and finance advice

jimbo19162 · 2009-01-22 19:29:56

Hi people just lookin for advice on a situation I bought a 06 vectra vectra last year and financed it for 16,500 k with repayments at 330 a month for 5 years i put 40 k kilometres on it so the car now has 60 k klms done it has a small crack in the front bumper and a mark on the bonnet from where i think someone reversed…

22-01-2009 8:29pm

#1

jimbo19162

Registered Users Posts: 58 ✭✭

Join Date: July 2007

Posts: 39

Hi people just lookin for advice on a situation I bought a 06 vectra vectra last year and financed it for 16,500 k with repayments at 330 a month for 5 years i put 40 k kilometres on it so the car now has 60 k klms done it has a small crack in the front bumper and a mark on the bonnet from where i think someone reversed into me at glasnevin cemetary on stephens day and never said nothin but its nothin too serious .

What Im lookin to do now is get a diesel and I had my eye on a few bmw 520 525 and 530 ds id even consider a 3 series diesel around the 03 years but i dont want to increase my payments by much is it possible to sell my car then swap finance to a different car or even do ya think a dealer would do a straight swap for a 02 or 03 530 they seem to be selling for 12 13 and 14k on carzone i know im gonna loose my shirt on the vectra so would a dealer only offer say 10k for mine and then want 3k to change or there abouts and id have to refinance that car then id end up owing prob 16k again but on a 02 bmw prob with 100k miles would i be mad thats even if a dealer would take my vectra off me other option is 33k on a brand new insignia and i dont want that much finance in this climate any opinions as to what i should do cheers :cool:

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