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AIB JOINT LOAN

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  • 02-03-2009 10:24am
    #1
    Murilloinf
    Registered Users Posts: 187 ✭✭


    Hi there,

    we applied for a loan on thursday evening,
    we applied for 15k over 5 years with 59 repayments of 304€,
    she earns 36k
    I earn 24k

    we applied together on thurs and haven't heard back from them..
    we both got 1.5k loans over 2 years(2 scooters)
    but still..

    if they refuse us, where else could we go?


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    #2
    steo87
    Closed Accounts Posts: 510 ✭✭✭steo87


    Murilloinf wrote: »
    Hi there,

    we applied for a loan on thursday evening,
    we applied for 15k over 5 years with 59 repayments of 304€,
    she earns 36k
    I earn 24k

    we applied together on thurs and haven't heard back from them..
    we both got 1.5k loans over 2 years(2 scooters)
    but still..

    if they refuse us, where else could we go?

    It will usually take longer than two days...so give it another day or so. If by Wednesday you haven't heard from the back then I suggest you should ring them.

    Also, the Scooter loans....are they competely paid off now? Did you fall into any arrears on them/miss any payments? If so, this will have a knock-on effect on their decision to grant the 15K loan.
    If you did miss any payments on the previous loan, their reasoning is if you miss payments on a 1.5K loan what's to stop you missing payments on a 15K loan?

    -Ste


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