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Should wife tell mortgage crowd that she has been on illness benefit for 8 years?

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  • 11-03-2009 1:01pm
    #1
    misterm
    Closed Accounts Posts: 17 ✭


    Should wife tell mortgage crowd that she has been on illness benefit for 8 years?

    I'm about to be made redundant (and am on illness benefit for various conditions) and wife has been on illness benefit for years and is now not getting this (as we in process of appealing their medical assessment).


    Mortgage is in wifes name only and house is in her name.
    Money getting tight, need to know what to tell the mortage crowd, will the above be a problem?

    She never told them she was on illness benefit or that she got married, as we were able to pay the repayments, until now.

    Thanks,
    m


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    #2
    homer911
    Registered Users Posts: 5,119 ✭✭✭homer911


    You will get more support from your bank if you are honest and forthcoming with information - they will be more likely be prepared to come to some sort or arrangement.

    Presumably you will be getting some form of redundancy - can you pay off the mortgage with it?


  • Options
    #3
    misterm
    Closed Accounts Posts: 17 ✭misterm


    I won't have anywhere near enough to pay off any loans or mortgage, I'm only in the same job for a few years.


  • Options
    #4
    homer911
    Registered Users Posts: 5,119 ✭✭✭homer911


    Sounds like a visit to MABS might help..

    http://www.mabs.ie/


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