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Does anyone still offer 100% mortgages?

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    #62
    The_Conductor
    Moderators, Society & Culture Moderators Posts: 32,285 Mod ✭✭✭✭The_Conductor


    General warning to several posters on this thread- if you disagree with what someone posts- refute the post, do not attack the poster.

    Regards,

    SMcCarrick


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    #63
    Johnny Bitte
    Registered Users Posts: 1,099 ✭✭✭Johnny Bitte


    smccarrick wrote: »
    Public sector employees in cast iron jobs, can in some cases access 92% loans. That is the maximum. There are new rules being drawn up by the financial regulator at the moment which are very likely to cast lending multiples and LTV ratios in stone for the lending institutions.

    I got approved for a 92% mortgage from AIB this week, not saying its a good thing but obviously they havent learned because when I was applying the agent offered me €450,000 :eek:

    I said thanks but no thanks.


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    #64
    gurramok
    Closed Accounts Posts: 13,992 ✭✭✭✭gurramok


    The_Goose135 wrote: »
    I got approved for a 92% mortgage from AIB this week, not saying its a good thing but obviously they havent learned because when I was applying the agent offered me €450,000 :eek:

    I said thanks but no thanks.

    Speculation here. Maybe they are trying to woo as many in sub-prime style using taxpayers money before tighter regulations are announced in the budget today?


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    #65
    mr_edge_to_you
    Registered Users Posts: 3,109 ✭✭✭mr_edge_to_you


    Hey,

    does anyone know what the deal is with getting a mortgage for a selfbuild? My fiancee owns the site. Just wondering what sort of LTVs the bank give for such cases. We hope to apply for a joint mortgage.


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