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Does Credit Rating apply abroad?

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  • 26-03-2009 9:31pm
    #1
    John Cusack
    Closed Accounts Posts: 10 ✭


    I am just wondering if my credit rating only applies in Ireland or can it be accessed by banks abroad.

    I have recently moved to work in the caribbean. I had lost my job at home and as a result missed payments and got into arrears on my personal borrowings in Ireland. I'm fairly sure that my credit rating has been adversely affected.

    Anyway, now that I am based abroad, I wonder if I apply for a car loan or mortgage will be poor credit rating be able to be accessed by banks here or will the just go on my record in the Caribbean?


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    #2
    7mountpleasant
    Closed Accounts Posts: 299 ✭✭7mountpleasant


    No is the short answer, that why foreign instituitions need to see a credit history before extending credit, check icb.ie for more info on the organisations that are members, foreign companies can check stubbs gazzette though


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