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AIB student creditcard (MC2)

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  • 30-03-2009 10:44pm
    #1
    LaMer
    Closed Accounts Posts: 159 ✭✭


    I cancelled my credit card about last october because I was out of a job and didn't think I'd be using it again for a while. I've now changed my mind and want to get another one again for the summer, however when I go to apply through my internet banking (which I originally did) it says the card is no longer available to me, anybody know any reasons why they would do this? Have they discontinued the card itself? because I have regular income and good savings so that shouldn't be a problem.


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    #2
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,919 Admin ✭✭✭✭✭Toots


    Are you still a student? If you're not then you might not be able to apply for a student card again. If you are still a student, maybe give them a call and see can the application be put through on the phone or see if they can tell you why it won't let you apply online.


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    #3
    Hogzy
    Registered Users Posts: 7,544 ✭✭✭Hogzy


    Alot of banks are not giving Credit cards to students anymore especially if they dont have a job!!!


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    #4
    LaMer
    Closed Accounts Posts: 159 ✭✭LaMer


    Yeah I'm still a student, it was only last summer that I got it for the first time anyway, so i should still be a student in their logic (or lack of it).

    And yes Hogzy I'm aware that banks wouldn't give a card to a student with no job, if that was a case I wouldn't have posted this thread. I have a job and they should see that weekly pay goes in like clockwork on a thursday by bank transfer from a well known Mr. Power, so there should be no problem.

    I'll give them a ring so.

    EDIT: I never cut the card up and returned it to them? I'm fairly sure I can't have it reactivated, but would that be a problem? (silly question I know but for my last 21 years I've tried to steer clear of CCs)


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    #5
    Hogzy
    Registered Users Posts: 7,544 ✭✭✭Hogzy


    Say your gonna switch bank!!!
    LaMer wrote: »
    Yeah I'm still a student, it was only last summer that I got it for the first time anyway, so i should still be a student in their logic (or lack of it).

    And yes Hogzy I'm aware that banks wouldn't give a card to a student with no job, if that was a case I wouldn't have posted this thread. I have a job and they should see that weekly pay goes in like clockwork on a thursday by bank transfer from a well known Mr. Power, so there should be no problem.

    I'll give them a ring so.

    EDIT: I never cut the card up and returned it to them? I'm fairly sure I can't have it reactivated, but would that be a problem? (silly question I know but for my last 21 years I've tried to steer clear of CCs)


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    #6
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,919 Admin ✭✭✭✭✭Toots


    LaMer wrote: »
    I'll give them a ring so.

    EDIT: I never cut the card up and returned it to them? I'm fairly sure I can't have it reactivated, but would that be a problem? (silly question I know but for my last 21 years I've tried to steer clear of CCs)

    Once the credit card is closed/cancelled it can't be reactivated, so AFAIK you'll have to go through the application process again.


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