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Shooting Forum - Firearms licencing information


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Home insurance

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  • 23-05-2009 9:26pm
    #1
    greenpeter
    Closed Accounts Posts: 600 ✭✭✭


    Dose home insurance cover my firearms?


Comments

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    #2
    Sparks
    Registered Users Posts: 40,038 ✭✭✭✭Sparks


    No idea, since we've no idea what your policy says!


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    #3
    jwshooter
    Closed Accounts Posts: 4,612 ✭✭✭jwshooter


    only if stated on your policy, but they might be covered under miscellaneously items up to a certain price


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    #4
    Breachloader
    Closed Accounts Posts: 100 ✭✭Breachloader


    I checked mine and discovered it DID NOT cover firearms...
    As such I took gun cover from NARGC (gun and Dog policy)... Good cover, but pricey if your gun/s is/are valuable..

    Check with your broker anyway..
    Maybe you are covered..
    Good luck either way..

    Breachloader..


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    #5
    clivej
    Registered Users Posts: 7,057 ✭✭✭clivej


    Yes forget who I'm with but it was stated that my firearms were covered in the policy. It came under the contents.


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    #6
    greenpeter
    Closed Accounts Posts: 600 ✭✭✭greenpeter


    I'v bought a house and waiting on the policy just never taught about the guns with all the other paper work i'v been doing.


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    #7
    Trojan911
    Closed Accounts Posts: 2,194 ✭✭✭Trojan911


    I'm covered for mine, but I rang and put them on. I'm also covered for accidental damage should I damage my firearms or scope outside the house etc.

    Have to pay the first €200 excess though.


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    #8
    Rew
    Moderators, Sports Moderators Posts: 8,679 Mod ✭✭✭✭Rew


    I named mine specifically on the policy


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    #9
    cavan shooter
    Registered Users Posts: 3,070 ✭✭✭cavan shooter


    Out of interest is the premium much higher when firearms are detailed??


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    #10
    Rew
    Moderators, Sports Moderators Posts: 8,679 Mod ✭✭✭✭Rew


    Didn't have a big effect, its the value of them that effects the policy not that fact that their firearms.


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    #11
    Trojan911
    Closed Accounts Posts: 2,194 ✭✭✭Trojan911


    Rew wrote: »
    Didn't have a big effect, its the value of them that effects the policy not that fact that their firearms.

    Same here, a small increase...

    And nothing was mentioned about making the home more of a risk to burglars...


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    #12
    greenpeter
    Closed Accounts Posts: 600 ✭✭✭greenpeter


    Thats all good news for me then, I'd be aswel to let them know i'l have a few guns in the house so. Thanks for the replys


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