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Independent Mortgage Advisors

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  • 08-06-2009 1:43pm
    #1
    Cypresstree
    Registered Users Posts: 234 ✭✭


    Hi everyone,

    Im just wondering if anyone could recommend a good independent mortgage advisor in the Sligo area.

    Thanks a million


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    #2
    starbelgrade
    Closed Accounts Posts: 20,739 ✭✭✭✭starbelgrade


    Cypresstree wrote: »
    Hi everyone,

    Im just wondering if anyone could recommend a good independent mortgage advisor in the Sligo area.

    Thanks a million

    I'd steer well clear of them.. the term "independant" is a bit of an oxymoron for them as they work on a commision basis (paid by the banks).


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    #3
    frag420
    Registered Users Posts: 6,158 ✭✭✭frag420


    my friend used Osullivan Mc Goldrick. I think her name is Josie. Knows her stuff and will look after you.


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    #4
    Culchie
    Registered Users Posts: 5,047 ✭✭✭Culchie


    Enda Brady, Independent Mortgage Company, office located in Quayside Shopping Centre


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    #5
    GG66
    Registered Users Posts: 712 ✭✭✭GG66


    Culchie wrote: »
    Enda Brady, Independent Mortgage Company, office located in Quayside Shopping Centre

    seconded...


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    #6
    Sligored
    Registered Users Posts: 470 ✭✭Sligored


    i always dealt with oates breheny- found them very straight


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    #7
    Radharc na Sleibhte
    Registered Users Posts: 2,534 ✭✭✭Radharc na Sleibhte


    starbelgrade wrote: »
    I'd steer well clear of them.. the term "independant" is a bit of an oxymoron for them as they work on a commision basis (paid by the banks).

    I'd say he means independent as in "not tied" to any particular bank.

    Of course they're paid commission. Independent does not mean they work for free.

    I would definitely recommend Oates whatever they are crowd down on the Riverside there. Sister had only good to say.


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    #8
    Spongey1975
    Registered Users Posts: 1,851 ✭✭✭Spongey1975


    I used Coyle & Kenny for my mortgage. They were very good and got me a great deal.


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    #9
    starbelgrade
    Closed Accounts Posts: 20,739 ✭✭✭✭starbelgrade


    MikeySligo wrote: »
    I'd say he means independent as in "not tied" to any particular bank.

    Of course they're paid commission. Independent does not mean they work for free.

    I know what he meant, but I still wouldn't use a broker - I know a few people who got screwed by brokers who recommended fixed rate mortgages when interest rates were higher - and at the time, never mentioned anything about the huge penalties the banks would charge if they wanted to switch to a variable rate.

    Ok, so they don't make the rules, but they should at least know them & let their customers aware of them. As the banks pay their fees & not the public, there is no onus or incentive for them to look after anyone but No.1.

    My advice is, go to all the banks & building societies & get all the details for yourself, then make up your own mind. There's also tonnes of info in the net regarding the different types of mortgages available.


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