Are many people still living in the "Celtic Tiger" era?

mickydoomsux

veryangryman wrote: »

The ones with the wool over the eyes are the students who have a car, a laptop and <off topic> ZERO personality </off topic> to go with their debts. Look at any neighbourhood near a college if you want proof. 5 years on from when i myself left college, you can now not get parking anywhere near, and need to arrive in dead early just to get a space on the grounds. Too many car owners, not enough sense.

It's not just college students though. When i left secondary school in 2001 not a single one of the students had a car. Now i hear that there are so many of them driving in that a lot of them have to park outside of the school because the car park is full every morning. Someone has to pay for those cars and they are absolutely not needed.

delllat

I still light my cigar with a €50 note every day

am i "still living in the "Celtic Tiger" era" ?

speedboatchase

If people want to live in a Celtic Tiger era with their own earned money, that's their preorgative. If they want to live in that era on loans and money they're not sure they can repay, then they're eejits. But I wouldn't begrudge someone on spending their own money when they have it to spend

Lollipops23

irishvamp90 wrote: »

Yes but their working aprt time jobs not huge money to blow it on going to crete on the piss,i want to work to save to have money to get through college be able to afford the basics like food,bus etc

have to say i disagree with you on this one(although i agree with your OP), having just finished final year, i literally scrimped by working one day a week and believe me that was just to cover travel/lunch etc. but all along i was thinking "wait til summer when i've a few more hrs, it'll all be gravy". but nope,still nothing and still living frugally.

i think if a student works hard all year(juggling a job and college can be hard going) and they can get a cheapo holiday, then they should. they're not putting themselves in debt over it, they've learned how to save all year, so whats the prob??should they put it all in a saver sccount for when they're unemployed after college?methinks a 19 year old may have trouble taking that seriously....

bonnie1810

What very angry man said is true i know 3 girls with cars who cant afford them! one has her car left rusting outside her house(wont get insurance/ learn to drive), the other has a car courtesy of their parents and neither have a job!! another in college spent her grant money upgrading her car!! its crazy!!!

Collie D

irishvamp90 wrote: »

Im trying to find extra work to save and it makes me sick to see people in college with part time jobs and they plan to blow what they earned for the summer on a holiday to crete

They're young, they're students. Sounds very begrudging on your behalf. If they worked part time jobs and ssaved for a couple of weeks in Crete, fair play.

gazzer

I was out with a gang of friends last week. Havnt seen them in a couple of months but while talking about the recession etc they all admitted that it hasnt effected them. They are still planning their holidays, going for meals/pub etc. None of them have lost their job or have taken pay cuts and they all work in the private sector in various areas. I have no reason to believe they were fibbing. They wouldnt be the type to take out huge loans just to buy a car or go on an expensive holiday. If they have the money they spend it, if they dont they wont borrow. They all use laser and debit cards (like myself)

Their attitude was that they dont think it is as bad as people are making out because even though they see the newsreports and read the papers about people losing their jobs they cant see any evidence of people having less money or losing their jobs in their circle of friends/family.

AnonoBoy

I've started taking my lunch with me into work, y'know, just to balance out what I spend on coke and hookers at the weekend.

Spud83

AnonoBoy wrote: »

I've started taking my lunch with me into work, y'know, just to balance out what I spend on coke and hookers at the weekend.

Apparently coke and hookers come with modship so you might want to look into that.

gazzer

AnonoBoy wrote: »

I've started taking my lunch with me into work, y'know, just to balance out what I spend on coke and hookers at the weekend.

I have started taken my lunch in with me too. On my 3rd week now. Its amazing how much you save. I was paying approx €50 a week on lunch but now I have it down to around €15. On top of that I have bought tea bags and sugar (and a small milk every day) and make tea in work rather than buying one out of the shop each day. That have saved me another €5 a week.

I have stopped buying a paper every day and instead surf the web at lunchtime and when I am at home and read the news that way.

The combination of those 3 things is saving me in the region of €45 a week.

Spud83

gazzer wrote: »

I was out with a gang of friends last week. Havnt seen them in a couple of months but while talking about the recession etc they all admitted that it hasnt effected them. They are still planning their holidays, going for meals/pub etc. None of them have lost their job or have taken pay cuts and they all work in the private sector in various areas. I have no reason to believe they were fibbing. They wouldnt be the type to take out huge loans just to buy a car or go on an expensive holiday. If they have the money they spend it, if they dont they wont borrow. They all use laser and debit cards (like myself)

Their attitude was that they dont think it is as bad as people are making out because even though they see the newsreports and read the papers about people losing their jobs they cant see any evidence of people having less money or losing their jobs in their circle of friends/family.

They are lying one way or another they have taken a paycut. However this does not mean they have less disposable income as their mortgages repayments may also have dropped, as well as there being a rumored cost of living decrease.

As for them not think the recession is as bad as people are making out. Tell them to take a trip to the dole office on sign on day. Sure it hasn't effected everybody to the same level, but it is bad real bad, nearly everyone one of my friends of been hit fairly hard by it.

mickydoomsux

gazzer wrote: »

Their attitude was that they dont think it is as bad as people are making out because even though they see the newsreports and read the papers about people losing their jobs they cant see any evidence of people having less money or losing their jobs in their circle of friends/family.

They must not come into contact with many people associated with the building trade. That's where the big losses have been and rightfully so. I was ridiculously blinkered of that industry to think the could continue the way they were going forever.

Fianancial industries are taking a hit as well but not as badly as they're letting on i think. They just love to have an excuse to downsize.

Chocoholic84

Yep I reckon many are...tbh, I still spend around the same as I would have before the recession hit. Got a slight discount on rent, that's about it.

Me and my OH still go out somewhere for dinner at least once every fortnight, we're heading abroad in September for 2 weeks, and again in March for a week.

I don't believe we squander our monrey though - I reckon why not enjoy yourself, it's not like money's any good to you when you're dead.

Aidric

alanmurphy83 wrote: »

as well as there being a rumored cost of living decrease.

I haven't seen much evidence of this.

Spud83

Aidric wrote: »

I haven't seen much evidence of this.

thats why I said rumored. The consumer price index has been falling since the start of the year, however that takes into account stuff like mortgage rates where the majority of the fall can be accounted for. Also fuel is still cheaper than last years rates but is creeping up again.

experiMental

Im trying to find extra work to save and it makes me sick to see people in college with part time jobs and they plan to blow what they earned for the summer on a holiday to crete

Maybe they want to learn about the mysterious Minoan civilization, and decipher the ancient texts, as they may possibly contain the fate of the world in the next century?

On a more serious note, a lot of students are doing this. They just don't want to hang around doing nothing this summer. They don't feel like this, they have self-respect.

Chocoholic84

gazzer wrote: »

I have started taken my lunch in with me too. On my 3rd week now. Its amazing how much you save. I was paying approx €50 a week on lunch but now I have it down to around €15. On top of that I have bought tea bags and sugar (and a small milk every day) and make tea in work rather than buying one out of the shop each day. That have saved me another €5 a week.

I have stopped buying a paper every day and instead surf the web at lunchtime and when I am at home and read the news that way.

The combination of those 3 things is saving me in the region of €45 a week.

I'm thankful for the lunch thing, cos we have a canteen where all the meals are subsidised, costs about €4 for a meal, so I only spend about 20 quid a week on food.

It's crap for small offices, cos they gotta go out and buy a roll for like a fiver or whatever or a lunch in a restaurant costs a tenner at least!

jhegarty

Living in "Celtic Tigter" land is when you spend lots on credit , not when you spend lots of money you actually have.

t-ha

jhegarty wrote: »

Living in "Celtic Tigter" land is when you spend lots on credit , not when you spend lots of money you actually have.

+1

People with alot of debt should be working at clearing it, not spending more. But people who save up and take a holiday to Crete? Fair play to them - sounds like it'll be a good laugh.

Latchy

Abiegayle- I live within my means. If I want something, I've saved for it.

Always being my mantra to .Like gambling you should only bet what you can afford to lose .

jhegarty wrote: »

Living in "Celtic Tigter" land is when you spend lots on credit , not when you spend lots of money you actually have.

Indeed as somebody who had 3 credit cards ( now one ) I know to well .Credit was never so easy to get , regardless of your income before the recession .

irishvamp90

Seen im being called bitter here because i want a part time job to save for college/basics/savings but dont see the logic of my fellow college friends who in their part time jobs would be earning max 140 a week and to blow 500 or 600 on a holiday to crete at the end of the summer.Call me bitter but id prefer to have my head screwed on

stovelid

irishvamp90 wrote: »

Seen im being called bitter here because i want a part time job to save for college/basics/savings but dont see the logic of my fellow college friends who in their part time jobs would be earning max 140 a week and to blow 500 or 600 on a holiday to crete at the end of the summer.Call me bitter but id prefer to have my head screwed on

...

Spud83

irishvamp90 wrote: »

Seen im being called bitter here because i want a part time job to save for college/basics/savings but dont see the logic of my fellow college friends who in their part time jobs would be earning max 140 a week and to blow 500 or 600 on a holiday to crete at the end of the summer.Call me bitter but id prefer to have my head screwed on

You are bitter because you seem to think you are more entitled to a job because you would spend the money on what you see as more sensible things. This is false. Everyone has the same entitlement to a job, and are then entitled to spend this money however they wish.

They have a job, and are entitled to spend the money however they see fit.

NewFrockTuesday

I was slagged during the boom years for not wanting to pay €18 for a bowl of pasta and tomato sauce and a bit of cheap wurst in it. I was called a skinflint because I wouldn’t pat €7 for a smoothie one day in Dublin centre and €3.60 for a take out coffee another day. Insurance companies were shocked that I was asking them was that their best price as I had found it cheaper somewhere else and could they match it. I didn’t have a car because I couldn’t afford one. I was a pariah for shopping in Aldi or Lidl. Although I have to say, I don’t really see a notable decrease in the price of groceries. I see more 2 for 1 offers and euro offers, but nothing that’s going to make much of a difference to my pocket seeing as I don’t buy washing powder boxes the size of a small horsebox or trays of 30 eggs at a time.

So life hasn’t changed except that I don’t have to haggle all the time or defend my lack of reckless spending now that things are more realistically priced and Im not made to feel like an eejit cos I cant throw my money away fast enough.

Pyr0

Heading off to france in about a week for 6 days, then to Germany for another week about three weeks after that. I don't owe the bank anything or have any loans, pay everything with money I have. The only thing I'm not doing is saving, which I should start on !

irishvamp90

alanmurphy83 wrote: »

You are bitter because you seem to think you are more entitled to a job because you would spend the money on what you see as more sensible things. This is false. Everyone has the same entitlement to a job, and are then entitled to spend this money however they wish.

They have a job, and are entitled to spend the money however they see fit.

Im not entitled to a job,im going to keep looking and trying very hard to get one and when i do be very grateful to have it.Yeah i must be so bad wanting to spend it on my education instead of going on the piss in crete,but i guess they have their cars and laptops without working they wouldnt know
I wont lie its annoying seeing total eejits getting jobs that their awful at/have zero interest when they is alot of people out there who would work 110% at them

Spud83

irishvamp90 wrote: »

I'm not entitled to a job,im going to keep looking and trying very hard to get one and when i do be very grateful to have it.

fair play.

irishvamp90 wrote: »

Yeah i must be so bad wanting to spend it on my education instead of going on the piss in crete,

you already said they are in college.

irishvamp90 wrote: »

but i guess they have their cars and laptops without working they wouldnt know

They are working.

If you are bitter because their parents have chosen to provide these things (college / car) for them. Its still bitterness. Their parents have a right to spend their money how they like as well, even if you think it is spoiling their kids a bit. Again as least they are working a bit.

irishvamp90 wrote: »

I wont lie its annoying seeing total eejits getting jobs that their awful at/have zero interest when they is alot of people out there who would work 110% at them

Its more annoying sitting in college, working your ass of 9-9 most days in it, and then at the end of the week going to work in a part time job for Friday evening and the weekend. Then watching people sail through college, having their parents pay for everything from drinking sessions, to holidays, to cars, while they don't do a tap of work either in college or in a job.

Still I'm not/nor was bitter towards these people, I just told them to shut the fuck up when the complained about not having enough time to do college work, and took comfort in my own sense of independence.

irishvamp90

they got 8 week contracts of 15 hours @ 8.65 ph.their parents gave them money to book the holiday the jobs are "spending money and buying new crap for holidays"

BraziliaNZ

i think it's great, i went away for over 2 years and came back in april to my old job and am now earning more money than i was before i left and rent etc is cheaper! So personally i'm enjoying the recession

Spud83

irishvamp90 wrote: »

they got 8 week contracts of 15 hours @ 8.65 ph.their parents gave them money to book the holiday the jobs are "spending money and buying new crap for holidays"

sorry I've lost whatever point you have been trying to make.