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Car insurance after making a claim

  • 18-06-2009 6:01pm
    #1
    buster13
    Registered Users Posts: 9 ✭


    looking for the cheapest place to get car insurance after havin a claim in january which was not my fault but i now have no no claims bonus. any suggestions?


Comments

  • #2
    ji
    Closed Accounts Posts: 232 ✭✭ji


    Axa are fairly good for convicted drivers etc.


  • #3
    kbell
    Registered Users, Registered Users 2 Posts: 1,249 ✭✭✭kbell


    Op didn't say he/she was convicted of anything!


  • #4
    ji
    Closed Accounts Posts: 232 ✭✭ji


    kbell wrote: »
    Op didn't say he/she was convicted of anything!


    CLAIMs/convictions more or less same thing in the insurance companys eyes...


  • #5
    The_Conductor
    Moderators, Society & Culture Moderators Posts: 32,285 Mod ✭✭✭✭The_Conductor


    buster13 wrote: »
    looking for the cheapest place to get car insurance after havin a claim in january which was not my fault but i now have no no claims bonus. any suggestions?

    Generally- your own insurance company are obliged to quote for you- but no other insurance company are obliged to do so, when you have been in an accident.

    I would query the claim with an accessor- as if an accident is not considered to be your fault by your insurance company- normally it has no impact whatsoever on your no claims bonus (you are claiming off the other party's policy instead). If your no claims bonus is gone- it means you were considered to be at least partially at fault for the accident. If this is not the case- query it.

    Ps- what many people do is set an excess at a reasonably high level (say 1000) and their policy is only affected over this excess. You'd be surprised at how much repair work and repainting can be done for 1k by a competent mechanic.........


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