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overdraft/visa

loismustdie · 2009-06-22 23:24:29

as someone with no major savings and thankfully free of debt, i was wonderin which i would be better to hav as back up in case of an emergency? a credit card or and overdraft in back account. and also what would you expect would be a decent limit on either. i just like to know which would be worth keepin just in case i…

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23-06-2009 12:24am

#1

loismustdie

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as someone with no major savings and thankfully free of debt, i was wonderin which i would be better to hav as back up in case of an emergency? a credit card or and overdraft in back account. and also what would you expect would be a decent limit on either. i just like to know which would be worth keepin just in case i needed to borrow money quickly for any reason, ie child get ill or car broke down. thanks a mil

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#2 23-06-2009 12:31am
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I would say get the Visa because it's too easy to eat into the OD without realising.

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