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Mortgage Protection Policy - Medical Report

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  • 02-07-2009 1:19pm
    #1
    Ex Flex Member
    Closed Accounts Posts: 19 ✭


    Hi all

    Does anyone have experience of submitting a Mort Prot Policy where you list your height/weight details and its outside the "norm"

    I have been advised that I may have to get med reports , be referred to an indep doctor etc etc.

    Am apparently 1 stone over what is deemed appropriate for these policies for my height , which I think is somewhat unfair as I play rugby and do a lot of weight lifting, I am also reasonably fit. I dont live in mcdonalds !!

    Rather not have to go thru med hoops as I gather it may take time, prolong the process and even result in an extra amt being added to the cost.

    Any advice/experiences etc would be appreciated!!
    Thanks


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    #2
    Dizzyblonde
    Moderators, Category Moderators, Politics Moderators, Recreation & Hobbies Moderators, Society & Culture Moderators, Regional East Moderators Posts: 12,110 CMod ✭✭✭✭Dizzyblonde


    It seems to be pretty standard nowadays and you might be refused cover if you don't do it. Being a stone overweight shouldn't be a problem - they're far more interested in your medical history and that of your family.


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