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Credit Card Options?

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  • 03-07-2009 9:44am
    #1
    thewools
    Registered Users Posts: 3,568 ✭✭✭


    My current credit card with AIB is expiring next month. It a Mastercard.

    I got this 3 years ago when in college hence I still have student rates :D even though I finish college 3 years ago!!

    But anyways - what happens now? Will AIB send me out a new card with higher rates? Do I have to approach them about getting a new card etc?


Comments

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    #2
    dlambirl
    Registered Users Posts: 2,062 ✭✭✭dlambirl


    Will they not just re-issue the card with a new expiry date??


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    #3
    thewools
    Registered Users Posts: 3,568 ✭✭✭thewools


    dlambirl wrote: »
    Will they not just re-issue the card with a new expiry date??

    I have no idea??

    do I have to contact them for another card or will they just send one out soon?


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    #4
    GerardKeating
    Registered Users Posts: 7,650 ✭✭✭GerardKeating


    thewools wrote: »
    I have no idea??

    do I have to contact them for another card or will they just send one out soon?

    They send a new one about 2/3 weeks before the old one expires...


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    #5
    thewools
    Registered Users Posts: 3,568 ✭✭✭thewools


    GerardKeating wrote: »
    They send a new one about 2/3 weeks before the old one expires...

    I presume it will be another mastercard then?


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    #6
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Should be unless they've communicated otherwise to you :)


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    #7
    dotsman
    Registered Users Posts: 3,636 ✭✭✭dotsman


    If you are comfortable using Internet Banking, you can apply online for their Click card. It has the best rates (8.5% I believe), almost half of what you are on at the moment.

    If you don't apply for a specific card, I imagine they would send you out their standard card (the "Be" card) which has a similar rate to what you are currently on.

    See more here and here.


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    #8
    jen_23
    Registered Users Posts: 789 ✭✭✭jen_23


    They will re-issue you a studet mastercard ;)
    I got mine in first year college and they still re-issue it every year even though I left college 2 years ago.


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    #9
    dotsman
    Registered Users Posts: 3,636 ✭✭✭dotsman


    jen_23 wrote: »
    They will re-issue you a studet mastercard ;)
    I got mine in first year college and they still re-issue it every year even though I left college 2 years ago.

    You should switch to one of their better cards so.


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    #10
    thewools
    Registered Users Posts: 3,568 ✭✭✭thewools


    dotsman wrote: »
    If you are comfortable using Internet Banking, you can apply online for their Click card. It has the best rates (8.5% I believe), almost half of what you are on at the moment.

    If you don't apply for a specific card, I imagine they would send you out their standard card (the "Be" card) which has a similar rate to what you are currently on.

    See more here and here.

    Yea i use intenet banking all the time!!!

    So Click seems to be the best sure - but how come not everybody goes with the lowest interest rate card?? If someone had a choice why pick any of the others??? :confused:


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