Buying bike with full or learner license?

karlog

Would it be better to buy a bike after you get your full license then before it. I mean you'd get a better insurance quote with a full license rather than a learner permit right? Or am i wrong

Cuddlesworth

karlog wrote: »

Would it be better to buy a bike after you get your full license then before it. I mean you'd get a better insurance quote with a full license rather than a learner permit right? Or am i wrong

I got close to 40% with my Aon assessment on the remaining payments. Curious I asked the girl how much off for my full license. 20 quid.............................

seanybiker

my insurance went down loads when I got the full license.

bladespin

Cuddlesworth wrote: »

I got close to 40% with my Aon assessment on the remaining payments. Curious I asked the girl how much off for my full license. 20 quid.............................

Aon regard a grade 2 assesment as equivalent to a full license (so they told me ).

EvilMonkey

karlog wrote: »

Would it be better to buy a bike after you get your full license then before it. I mean you'd get a better insurance quote with a full license rather than a learner permit right? Or am i wrong

Yes you get a better quote with a full licence, you also get a better quote with a no clams discount.
The sooner you start earning it the better, even if its for a 50cc moped.
Would you pass the test with just a few lessons? I think its better to get a bike on the provisional the experience will help and when you pass the test ring the insurance company and see if you can get some money back.

karlog

ok will do

n.catenthusiast

EvilMonkey wrote: »

Would you pass the test with just a few lessons? I think its better to get a bike on the provisional the experience will help .

Agreed.

Personally when I was getting lessons I made sure that the last one I got before picking up the bike was the Aon/Quinn assessment.
Meant that even though I was on a provisional I was paying near enough the equivalent insurance rate to someone on a full licence.

of course down side to that was insurance company gave me fvck all of a discount when I passed the test!

still worth it though-means the cost of getting the insurance discount is subsumed into the cost of getting lessons.

(I'm not entirely sure if 'subsumed' is even a word, but you get the idea)

n.catenthusiast

n.catenthusiast wrote: »

(I'm not entirely sure if 'subsumed' is even a word, but you get the idea)

Oh. Apparently it is a word. Nice. Must use it more often so. I've just been so subsumed in work that I'd never checked it out.

Cuddlesworth

bladespin wrote: »

Aon regard a grade 2 assesment as equivalent to a full license (so they told me ).

This was Quinn. In fairness I got quite a lot off the cost with the assessment.

DonkeyRhubarb

Who did you get to do your assesment? Ive heard some people are 'stricter' on giving a grade 2 than others...

Cuddlesworth

David Lyons. He's quite good and the lessons are one to one. Quite tough to get a grade two, but realistic as your not just out to get cheaper quotes but to learn how not to kill yourself.

DonkeyRhubarb

I had my pre test with him last week. Then I went to do my test and got a clean sheet. Thing is, and this is purely mental, but I hate doing anything and only getting second best. I have to get the best and if I went to do an assesment and didnt do as well as possible, I'd be gutted.

It's amazing how one man can be so well known to every single biker.

Cuddlesworth

DonkeyRhubarb wrote: »

It's amazing how one man can be so well known to every single biker.

He's very good, prices are reasonable for what you are getting and word of mouth is a disturbingly powerful tool.