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student credit card

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  • 17-07-2009 12:53pm
    #1
    Elvaleryn
    Closed Accounts Posts: 13 ✭


    hi,

    im wondering what the conditions are to apply for a student creditcard with bank of ireland?

    i have looked and looked but i cant find the conditions! I heard i need a regular income but i play poker for a living.

    i have a third level account with bank of ireland.

    can anybody tell me??

    thank you


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    #2
    c_dog
    Closed Accounts Posts: 53 ✭✭c_dog


    yeah I would like to know this too as there meant to be so handy to have


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    #3
    enviro
    Registered Users Posts: 1,291 ✭✭✭enviro


    As far as I know, it is based on a credit check and proof of income. If you don't need the credit so to speak, ie: want the card to buy online ect... you can get a prepaid mastercard with payzone.

    Www.PayzoneMoney.Com


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    #4
    D-Generate
    Registered Users Posts: 2,945 ✭✭✭D-Generate


    Open up an account with AIB and get theirs. Don't need proof of income or anything like that. They also have a better internet banking system


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    #5
    Schism
    Registered Users Posts: 2,919 ✭✭✭Schism


    When I got mine you needed proof of income iirc.

    Best thing to do would be to just ring them up and ask them what their conditions are.


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    #6
    dungeon
    Closed Accounts Posts: 164 ✭✭dungeon


    Credit cards are very easy but you have to be VERY careful as sometimes they are TOO easy.


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    #7
    redshoulder
    Closed Accounts Posts: 228 ✭✭redshoulder


    Got the BOI one a couple of years ago, didn't need any proof of income.


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    #8
    RealistSpy
    Registered Users Posts: 1,686 ✭✭✭RealistSpy


    The BOI credit card helped me but plenty of debt.


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    #9
    dublinboi
    Registered Users Posts: 21 ✭dublinboi


    As far as I can remember you need to have a monthly turnover in your account of 130€ and pay by Direct Debit, through a bank of Ireland Current Account. The limit is about 800-900€ for third/fourth years.

    Otherwise, the normal T&Cs of a BOI credit card apply.


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    #10
    PunkFreud
    Registered Users Posts: 308 ✭✭PunkFreud


    Don't get a credit card. 3V vouchers are way handier (as long as you don't spend much more than a few hundred euros). They are way cheaper, and make you think before you use them. I have one, and I'd recommend them anydays as opposed to a crdit card (if you're young)

    https://www.3v.ie/


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    #11
    CyberWaste
    Closed Accounts Posts: 1,220 ✭✭✭CyberWaste


    If i do a PLC can I get this?


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    #12
    Ascendotum
    Registered Users Posts: 19 ✭Ascendotum


    This site might help:

    studentbankcompare.com

    Shows the difference between the different cards.


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    #13
    The Lizard
    Registered Users Posts: 38 ✭The Lizard


    i got a boi student credit card-no proof of income needed!really flexible with credit limits aswell!


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