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Ulster Bank Visa Debit Card Thread

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    #632
    Butch Cassidy
    Closed Accounts Posts: 1,409 ✭✭✭Butch Cassidy


    Can you get this card on the Step Account? Their online application just recommended that account to me. I don't want an overdraft but do obviously want the Visa DEbit card


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    #633
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Butch Cassidy wrote: »
    Can you get this card on the Step Account? Their online application just recommended that account to me. I don't want an overdraft but do obviously want the Visa DEbit card
    Yes you can.


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    #634
    donmeister
    Closed Accounts Posts: 2,158 ✭✭✭donmeister


    I applied for this last week, how long does it take for an application to process? They have all my details already.

    Thanks.


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    #635
    Davy
    Registered Users Posts: 19,340 CMod ✭✭✭✭Davy


    donmeister wrote: »
    I applied for this last week, how long does it take for an application to process? They have all my details already.

    Thanks.

    Did you apply online?

    They are very slow online, find it better to go in to them. I originally did online,and just went in after nothing was done after weeks.


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    #636
    donmeister
    Closed Accounts Posts: 2,158 ✭✭✭donmeister


    Davy wrote: »
    Did you apply online?

    They are very slow online, find it better to go in to them. I originally did online,and just went in after nothing was done after weeks.

    Yeah I applied online three weeks ago, filled out all the paperwork and had to go into the branch to show ID etc early last week, hopefully will have it by the end of next week.


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    #637
    NabyLadistheman
    Registered Users Posts: 4,128 ✭✭✭NabyLadistheman


    Sofiztikated wrote: »
    Yes, Laser is a debit card, but not all debit cards are Laser cards.

    Just being pedantic, but there's no point in trying to enter a VisaDebit card as a Laser because it won't recognise it. Laser's start with a 6, Visa (and VisaDebit) start with a 4.

    This is very true. I booke a hotel in London & there was a total pre-authorisation of over €200. A full week after I paid 300 on check-out the money was still held on my account. Very frustrating as I needed those funds available. Only negative I can see with it.

    How long does it take for funds to show on your account when you withdraw through your VD? (from a Paddy Power account) I have just done so & it's not immediate


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    #638
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    torresistheman wrote: »
    This is very true. I booke a hotel in London & there was a total pre-authorisation of over €200. A full week after I paid 300 on check-out the money was still held on my account. Very frustrating as I needed those funds available. Only negative I can see with it.

    How long does it take for funds to show on your account when you withdraw through your VD? (from a Paddy Power account) I have just done so & it's not immediate
    2 to 3 working days.


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    #639
    VenomIreland
    Registered Users Posts: 2,928 ✭✭✭VenomIreland


    I received my Debit Card today, but I also received a credit book. What can this credit book be used for? It isn't very clear.


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    #640
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    VenomIreland wrote: »
    I received my Debit Card today, but I also received a credit book. What can this credit book be used for? It isn't very clear.
    You can use it to lodge cash and cheques to your account.


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    #641
    rainbowtrout
    Registered Users Posts: 15,382 ✭✭✭✭rainbowtrout


    donmeister wrote: »
    I applied for this last week, how long does it take for an application to process? They have all my details already.

    Thanks.

    I applied online for a current account. Got the paperwork in the post and happened to be in the neighbouring town where the branch was located that I had applied for. So I dropped in all the paperwork etc there. That was Feb 25th. I received my card and lodgment book in the post only today. I had to activate my card by post or text (I chose text) so that will be tomorrow when the card is activated and I have to wait for my pin number to come as well. I also signed up for online banking and the letter said if I had signed up for it that I should get stuff in the post about it in the next few days.

    My main reason for signing up was so I could get a visa debit card, it's been quite slow to set up a current account.


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    #642
    donmeister
    Closed Accounts Posts: 2,158 ✭✭✭donmeister


    rainbowtrout wrote: »
    I applied online for a current account. Got the paperwork in the post and happened to be in the neighbouring town where the branch was located that I had applied for. So I dropped in all the paperwork etc there. That was Feb 25th. I received my card and lodgment book in the post only today. I had to activate my card by post or text (I chose text) so that will be tomorrow when the card is activated and I have to wait for my pin number to come as well. I also signed up for online banking and the letter said if I had signed up for it that I should get stuff in the post about it in the next few days.

    My main reason for signing up was so I could get a visa debit card, it's been quite slow to set up a current account.

    Ha! Funny you should say that, I'm in the exact same boat, slow to open the account, got the card today, activated it and waiting for the PIN and online banking stuff again in the post! Im just happy I finally got the card...


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    #643
    0verblood
    Closed Accounts Posts: 455 ✭✭0verblood


    Do they send you a text once the card is activated? I sent off the activation text today, I was expecting a reply of some sort.


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    #644
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Yes there should be a text response saying it has been activated. It can take some time. Send it again tomorrow if you don't have a response by then.


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    #645
    VenomIreland
    Registered Users Posts: 2,928 ✭✭✭VenomIreland


    Our man in Havana wrote: »
    You can use it to lodge cash and cheques to your account.

    It's been a while since I've ever used a bank account, are there any instructions anywhere on how to fill it in and how to deliver it? Also, can anyone make a lodgement to my account with these slips?


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    #646
    0verblood
    Closed Accounts Posts: 455 ✭✭0verblood


    Yes there should be a text response saying it has been activated. It can take some time. Send it again tomorrow if you don't have a response by then.

    Well it's been a whole day with no reply.

    ATTENTION FOR THOSE WHO WANT TO SET UP AN ACCOUNT WITH ULSTER BANK: It really takes a long time, the first step of actually setting up the account is like an interview process. You need to book an appointment in the branch - I had to wait till the following day. Once you get to the appointment the process of setting the account up takes almost an hour, and you'll be waiting at least two weeks for everything to trickle in the letter box.

    But it's all worth it since I now have the handy visa card. (well, I'm still waiting on my feckin' PIN!)


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    #647
    filmbuffboy
    Closed Accounts Posts: 894 ✭✭✭filmbuffboy


    0verblood wrote: »
    Well it's been a whole day with no reply.

    ATTENTION FOR THOSE WHO WANT TO SET UP AN ACCOUNT WITH ULSTER BANK: It really takes a long time, the first step of actually setting up the account is like an interview process. You need to book an appointment in the branch - I had to wait till the following day. Once you get to the appointment the process of setting the account up takes almost an hour, and you'll be waiting at least two weeks for everything to trickle in the letter box.

    But it's all worth it since I now have the handy visa card. (well, I'm still waiting on my feckin' PIN!)

    my branch had my account opened in fifteen mins. had my card in 7 days. mabye your particular branch are just a little inept lol


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    #648
    Sofiztikated
    Registered Users Posts: 6,995 ✭✭✭Sofiztikated


    To save me trawling though a billion posts, has anyone used their Visa Debit cards with Paypal?

    I've tried to link my account with it, and it just keeps erroring on me.


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    #649
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    Works perfectly for me.


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    #650
    Toboldlygo
    Registered Users Posts: 62 ✭✭Toboldlygo


    Our man in Havana wrote: »
    Works perfectly for me.

    Works for me too.:)


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    #651
    VenomIreland
    Registered Users Posts: 2,928 ✭✭✭VenomIreland


    I'm trying to link my card to paypal, where can I view the transaction detail with the code I need?


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    #652
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    VenomIreland wrote: »
    I'm trying to link my card to paypal, where can I view the transaction detail with the code I need?
    you can view it in your online banking as soon as the transaction shows up. usually 2/3 days.


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    #653
    VenomIreland
    Registered Users Posts: 2,928 ✭✭✭VenomIreland


    Random wrote: »
    you can view it in your online banking as soon as the transaction shows up. usually 2/3 days.

    I rang and the nice customer service guy got the code for me :)


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    #654
    Butch Cassidy
    Closed Accounts Posts: 1,409 ✭✭✭Butch Cassidy


    I signed up online there. How long does it usually take for them to get back to you?


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    #655
    Butch Cassidy
    Closed Accounts Posts: 1,409 ✭✭✭Butch Cassidy


    Bump how long can I expect to hear from them after signing up online?


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    #656
    Our man in Havana
    Closed Accounts Posts: 29,476 ✭✭✭✭Our man in Havana


    It can take 3 weeks or more.

    You are better off going into a branch.


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    #657
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    Butch Cassidy wrote: »
    Bump how long can I expect to hear from them after signing up online?

    If you go intonyour branch or any branch they can have signed up and online in full in 5 mins.


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    #658
    Butch Cassidy
    Closed Accounts Posts: 1,409 ✭✭✭Butch Cassidy


    Cheers. It came today. I don't have much proof of address vis-a-vis bills. I might have a bank statement but not sure if it's from the last 6months. Any suggestions on what to do when you don't have proof of address? :/


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    #659
    daithijjj
    Registered Users Posts: 7,588 ✭✭✭daithijjj


    Butch Cassidy wrote: »
    Cheers. It came today. I don't have much proof of address vis-a-vis bills. I might have a bank statement but not sure if it's from the last 6months. Any suggestions on what to do when you don't have proof of address? :/

    Ask them if the letter they sent you will do. It was good enough for PTSB when i opened an account there. You should really do all this in branch to be honest, save yourself time. I was in an and out of my ulster branch in 10 mins and had the visa debit in 7 days, i hadnt lived in ROI for the previous 13 years either.


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    #660
    nlgbbbblth
    Closed Accounts Posts: 5,668 ✭✭✭nlgbbbblth


    Butch Cassidy wrote: »
    Cheers. It came today. I don't have much proof of address vis-a-vis bills. I might have a bank statement but not sure if it's from the last 6months. Any suggestions on what to do when you don't have proof of address? :/

    Driving licence [if not already used for identification]
    Electoral register [bank can check]
    Motor insurance certificate


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    #661
    Butch Cassidy
    Closed Accounts Posts: 1,409 ✭✭✭Butch Cassidy


    daithijjj wrote: »
    Ask them if the letter they sent you will do. It was good enough for PTSB when i opened an account there. You should really do all this in branch to be honest, save yourself time. I was in an and out of my ulster branch in 10 mins and had the visa debit in 7 days, i hadnt lived in ROI for the previous 13 years either.
    Lovely jubbly I'll try that so. Thanks. I knew there'd be no way that signing up online would replace the good old fashioned face to face in person way.


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