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Rugby Playing Insurance

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  • 10-08-2009 3:16pm
    #1
    potsy11
    Registered Users Posts: 474 ✭✭


    Hi,

    After 3 years in retirement I have decided to go back playing rugby.

    I intend to play at senior / J1 level for a Div3 team.

    I was wondering if anyone knows of what insurance policies are best for injury / Personal accident.

    My worry is that my employer does not pay for any sick leave so if I get a bad injury like a broken bone or even concussion and I am out for a week or more my wages will be severely affected. In this tough economy I cannot afford to miss that much time as there is a mortgage to be paid every month!

    Can anyone recommend a good policy that will cover me for any injuries?

    Thanks in advance.

    Potsy
    Tagged:


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    #2
    the general12
    Closed Accounts Posts: 7 ✭the general12


    Your club will have compulsory insurance that is organised by the IRFU, through their brokers, Aon. Last year this cost €2,350 for each adult team irrespective of how many games they played (so now you know what your sub pays for!).

    It is only designed to cover very serious injury and doesn't cover routine stuff. There is a top up cover available to Clubs but given its cost and coverage I don't know how many Clubs avail of it. We certainly cannot afford it.

    Aon also have a personal plan available for individuals to top up their own level of cover. The details are here - http://www.aon.com/ie/en/about/aon_ireland/pdf/ROI_Indiv.pdf


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