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Cheque lifetime

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  • 11-08-2009 3:15pm
    #1
    Sully
    Moderators, Education Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 24,056 Mod ✭✭✭✭


    What's the lifespan of an Irish cheque? 6 months or longer?


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    #2
    filmbuffboy
    Closed Accounts Posts: 894 ✭✭✭filmbuffboy


    Ive heard 6 months before but I couldnt say how accurate that is. Best to ask your bank!


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    #3
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Generally 6 months from the date on the cheque.


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    #4
    Redmen Rule OK
    Closed Accounts Posts: 28 ✭Redmen Rule OK


    Six months after the cheque is dated, banks will not pay it and will return it unpaid with the response 'out of date' . The person who has written the cheque should be asked to change the date and write their initials against the new date. If the cheque was received in payment for a purchase or for money owed to you (as opposed to just a gift), then the obligation of the person who has given you the cheque still exists for 6 years. After 6 years you cannot legally persue the person for the outstanding debt.


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