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Platinum Credit Cards

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  • 14-08-2009 10:55am
    #1
    Apple Orange
    Registered Users Posts: 271 ✭✭


    How much does someone need to earn to have a platinum credit card?

    I have no intention of applying for one, I'm just wondering if they earn as much as they like to portray they do?!


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    #2
    maxwell smart
    Registered Users Posts: 1,939 ✭✭✭maxwell smart


    Its not always a sign of how much someone earns. If you have had a good relationship with your provider then they can often offer you an upgrade to a platinum card.
    Also, different providers offer platinum cards and the criteria for each provider can be quite different.
    For example, having a platinium MBNA card would not(in my mind) be as difficult to get as having say a Bank of Ireland one.


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    #3
    Boom_Bap
    Moderators, Music Moderators, Society & Culture Moderators Posts: 25,734 Mod ✭✭✭✭Boom_Bap


    As far as i know there are certain spending criteria that have to be met and some instutions charge a fee.....but you should be aiming for a black amex :D


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    #4
    drunkmonkey
    Registered Users Posts: 28,191 ✭✭✭✭drunkmonkey


    What's the best credit card to have in business, any advantage to have a business credit card as opposed to a personal card with a good rate..

    just lookin at the aib platinum card, they'll give you 0.05% cash back up to a maximum spend of 50,000 a year, so if I spend 50k on the platinum card they'll give me back 25 euro, there must be some compnay offering something better...

    are air miles in ireland, can you get free flights?


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    #5
    The Guvnor
    Registered Users Posts: 2,800 ✭✭✭The Guvnor


    Boom_Bap wrote: »
    As far as i know there are certain spending criteria that have to be met and some instutions charge a fee.....but you should be aiming for a black amex :D

    Is there not a red amex out now that is even more exclusive?


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    #6
    maxwell smart
    Registered Users Posts: 1,939 ✭✭✭maxwell smart


    Platinium Amex has a good rewards system for flights, also you get access to loads of departure lounge VIP areas.

    The red card was for that thing Bono was involved in, red iPod was also launched, I think it donates a small percentage of your spend to AIDS research/charity.


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    #7
    Apple Orange
    Registered Users Posts: 271 ✭✭Apple Orange


    drunkmonkey wrote: »
    What's the best credit card to have in business, any advantage to have a business credit card as opposed to a personal card with a good rate..

    just lookin at the aib platinum card, they'll give you 0.05% cash back up to a maximum spend of 50,000 a year, so if I spend 50k on the platinum card they'll give me back 25 euro, there must be some compnay offering something better...

    are air miles in ireland, can you get free flights?

    0.5% of 50k is €250 :)


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