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salary offer - enough to live on?

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  • 22-09-2009 3:53pm
    #1
    Registered Users Posts: 50 ✭✭


    I've been offered a job in Ireland with a salary of 45,000 Euros. Will this enough for me to live on in Dublin with my partner who is not working?


Comments

  • Registered Users Posts: 822 ✭✭✭who what when


    Nope


  • Registered Users Posts: 4,264 ✭✭✭mood


    If you don't have a job take it.

    Is you partner working? If not he/she would probably be entitles to dole until he/she gets work also.

    If you can live on it or not will depend on rent and your overall cost of living. You possible won't be going out for meals every weekend but it's better than the dole!


  • Registered Users Posts: 170 ✭✭speedy2007


    you're probably best to ask this question in the Dublin section cos theyll have a good idea of cost of living.
    My first thought is yes you can live on that. Rent a decent 1 bed apt for maybe 1000/1100 (when i was in dublin i had a nice clean apt for 1100 a month in a great area, but with the way things have gone id imagine rents have dropped)

    it also depends on your lifestyle and what you expect. do you have a car?


  • Registered Users Posts: 5,514 ✭✭✭Sleipnir


    You could certainly live on it, but it depends what you're idea of "living on" is. You'll have a roof over your head and food anyway!


  • Closed Accounts Posts: 19,986 ✭✭✭✭mikemac


    You'll get a nice one bed for 900 per month, rents have dropped.

    A major expense is if you plan to run a car.
    In Dublin you might not need one and seeing as you are renting, it makes sense to rent close to work
    Are you going to have a car?


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  • Registered Users Posts: 4,264 ✭✭✭mood


    As well as just living on it you will be employed (I assume your not now. Maybe I'm wrong). It's getter to have a job and scrape by that be out of work for a long time. Looks bad on the cv. If you do have a car you could always just use it at weekends etc.


  • Registered Users Posts: 50 ✭✭Bobby_Kennedy


    Thanks for the replies.

    I am working now.

    Some more info:

    Planning to rent.. probably a 1 or 2 bed apartment, budgeting around 900 per month for that.

    Salary probably about 37k net

    No debts, no other outgoings, payments, etc.

    Married, no kids, don't think partner is entitled to social welfare

    Planning to buy car from savings

    Planning to walk or cycle to work

    Lavish lifestyle not expected, but not expected to be on the breadline either; I'm Irish but haven't lived in Ireland for some time.


  • Registered Users Posts: 445 ✭✭johnciall


    myself & my girlfriend [both working] are living on a combined salery of €44K it's possable


  • Registered Users Posts: 4,264 ✭✭✭mood


    Is your wife planning to get a job? I think your doing well to get offered 37k net at the moment.


  • Registered Users Posts: 1,137 ✭✭✭Monkey61


    God that to me is a huge salary! 700 euro a week. How could two people not live on that? I know plenty of people who lived on part time wages very comfortably. I suppose it just depends on what you are used to though!


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  • Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    Jesus some people on this thread must be earning a fúcking fortune.

    OP, that's 22,500 for both your and your partner. There are plenty of people earning less who get by just fine.


  • Closed Accounts Posts: 8,492 ✭✭✭Sir Oxman


    OP, that is plenty of money.


  • Closed Accounts Posts: 4,442 ✭✭✭Firetrap


    It will surely be enough. I dunno what €45,000 is after tax but you'd be getting nicely over two grand a month after tax anyway. So, unless you're renting something ridiculously expensive and you've got a high-rollin' lifestyle, you'll be fine.


  • Closed Accounts Posts: 473 ✭✭Lothaar


    That's plenty of money for two people with no kids.


  • Registered Users Posts: 81,310 CMod ✭✭✭✭coffee_cake


    45k is about 34 net, 2.8 per month
    should be grand


  • Registered Users Posts: 7,067 ✭✭✭AnimalRights


    Wow!
    I'd love a chance to try and "survive" on that wage!


  • Registered Users Posts: 25,965 ✭✭✭✭Mrs OBumble


    You'll get your partner's tax credits as well, so will pay very little tax.

    Seriously consider not running a car though: it's often cheaper to just rent when you need one, and catch the bus/walk otherwise.


  • Closed Accounts Posts: 179 ✭✭gdael


    mood wrote: »
    Is your wife planning to get a job? I think your doing well to get offered 37k net at the moment.

    How can you draw that conclusion?
    Sure you dont even know what the job is :rolleyes:

    OP, you can live on that. But i wouldnt say you'll be going on too many holidays.


  • Registered Users Posts: 881 ✭✭✭censuspro


    Do the math...

    2800Income1000Rent100Loans600Savings100Clothes800Food & entertainment100Telephone100Light & Heat2800Total expenses


  • Registered Users Posts: 68,317 ✭✭✭✭seamus


    gdael wrote: »
    But i wouldnt say you'll be going on too many holidays.
    :confused:
    Really wondering now what people are spending their money on.
    Rent: €1k/month
    Food: €500/month
    Light/Heat: €150/month
    Phones: €100/month
    TV: €50/month

    Total outgoings: €1,750/month
    Net Salary: €2,800/month

    Cash in hand each month: €1,000

    I'd say you'll be going on plenty of holidays.


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  • Closed Accounts Posts: 8,492 ✭✭✭Sir Oxman


    seamus wrote: »
    :confused:
    Really wondering now what people are spending their money on.
    Rent: €1k/month
    Food: €500/month
    Light/Heat: €150/month
    Phones: €100/month
    TV: €50/month

    Total outgoings: €1,750/month
    Net Salary: €2,800/month

    Cash in hand each month: €1,000

    I'd say you'll be going on plenty of holidays.


    try lowering that ridiculous rent figure and the guy will be very comfortable.

    Are the doomsayers all PS workers or wha?


  • Registered Users Posts: 2,234 ✭✭✭ceegee


    gambiaman wrote: »
    try lowering that ridiculous rent figure and the guy will be very comfortable.

    Are the doomsayers all PS workers or wha?

    Wouldn't say a grand is unrealistic for two people in many parts of dublin.


  • Registered Users Posts: 59,616 ✭✭✭✭namenotavailablE


    If you haven't been earning an income in Ireland this year you probably won't pay any tax on your earnings from now to December due to the accumulated tax credits available to you.
    On this basis, you could then expect to net c €3400 per month.

    However, in a 'normal full year', a married couple/1 earner on €45000 pa in the private sector with standard tax credits and cut-off point values could expect to net approx €3100 per month under the current rules.


  • Registered Users Posts: 6,584 ✭✭✭PCPhoto


    in answer to your question OP ..... yes you can live in Dublin on that amount.

    provided you dont gamble/squander your money on stupid things.

    Welcome back home and best of luck with the new job. :D

    have a look at www.daft.ie for rental prices and places available.


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