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How hard is it to get an overdraft facility these days?

Shurwhynot · 2009-10-19 10:20:23

All i want is a facility of maybe €250 added to my account, just to help me at the end of the month with rent etc. Going into the bank today to enquire (Bank of Ireland).

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19-10-2009 11:20am

#1

Shurwhynot

Registered Users Posts: 561 ✭✭✭

Join Date: October 2007

Posts: 380

All i want is a facility of maybe €250 added to my account, just to help me at the end of the month with rent etc.

Going into the bank today to enquire (Bank of Ireland).

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#2 19-10-2009 11:31am
Jet Black

Registered Users Posts: 3,845 ✭✭✭

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Posts: 3657

I remember a couple of year's ago I had my account with boi. Went up to an atm and it asked did I want a 500euro overdraft. I clicked yes and I could take the money straight out then.

Im not sure if this can be done anymore with current way the banks work.

Once you have a good track record in the bank it should be easily done.

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#3 19-10-2009 1:31pm
chris85

Registered Users Posts: 4,502 ✭✭✭

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Posts: 4193

if you have a good track record should be fine... most people have a preapproved overdraft limit that the branch can easily activate.

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