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HP settlement question.

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  • 02-12-2009 10:16pm
    #1
    geronimofinch
    Registered Users Posts: 46 ✭


    Greetings!

    Just reading up on the 1/3 and 1/2 settlement figures for HP. Still trying to get my head around it and was wondering if anyone could explain those rules to me. Do you need to be in arrears to invoke a settlement option?

    I am fully paid up to date with no arrears but was wondering could I now opt for a settlement option to save some money over the remaining payments?

    My situation is the total HP price was $14,795.09 (with trade in included).

    The 1/3 figure is $4931.70 - I have paid $5668 to date.

    The 1/2 figure is $7397.54.

    Am I insane in thinking that if I settled now I would just need to pay the difference between the amount I have paid to date and the 1/2 figure which would be $1729.54

    Eh, those Dollar signs should be Euro signs. Obviously.

    Cheers lads!


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