Is my No Claims Bonus gone?

dave_t · 23-12-2009 2:18pm #1

Hi,

I went to Australia in May and cancelled my car insurance. Before that policy I had 2 years no claims bonus. Do I lose this or do I still have it? The problem is I have no cert saying I have 2 years NCB. Any help will be appreciated.

Marlow · 23-12-2009 2:20pm

Contact the insurance that you were insured with and ask them for a cert, that certifies your no claims and up to what point you were insured with them.

Might be ok. I think it's only after something like 2-3 years of not having a car insured, that it gets cancelled.

/M

alias no.9 · 23-12-2009 2:20pm

Contact your previous insurer and ask them for a letter. It shouldn't be a problem as long as the time lapse is less than 2 years.

dave_t · 23-12-2009 2:29pm

That's great. Thanks lads. That's a relief anyway. It'll save me a few quid

Gumbo · 23-12-2009 7:10pm

most insurance companies will accept a NCB thats 2 years or under. anything over that and its a case by case basis.

frank gooding · 23-12-2009 7:31pm

I had full NCB when I sold my car a few months ago.

Company van and a car sitting for 7 months doing fecck all was the motivation.

I asked FBD they said my NCB is valid for 2 years after that back to nought.

Is my No Claims Bonus gone?

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