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what insurance company???

  • 04-01-2010 11:12am
    #1
    Kayaker
    Closed Accounts Posts: 17 ✭


    Trying to find out what insurance company, deals with provisional licence/big bike (600) restricted. My mate (36) is ringing around and no joy. saying must be 250cc restricted and won't go any higher. any others out there with the same problem, or even someone who is riding a bike big (restricted ) and on a privy.. maybe it's just a way of the insurance company writing their own rules....is it not a law that they HAVE to insure you, the quote maybe high but they still must quote...because if they don't quote ya were all going to be on 125cc soon.

    L8r

    Ducatifan749


Comments

  • #2
    KamiKazi
    Banned (with Prison Access) Posts: 6,201 ✭✭✭KamiKazi


    Try Quinn Direct.

    If he gets written refusals for three quotes from three different companies he can provide the written refusals to the first company and they must insure him by law - they'll probably charge him a bucket load though.


  • #3
    hobochris
    Registered Users, Registered Users 2 Posts: 2,164 ✭✭✭hobochris


    Try quinn.

    I'm on a bandit 600 on a provisional, its pricey though.

    I'm 24 it was €1100 fully comp.

    if its a super sports bike(cbr,r6,zz6r etc) you've very little chance of getting a quote easily.


  • #4
    jameshayes
    Registered Users, Registered Users 2 Posts: 3,772 ✭✭✭jameshayes


    I had my SV on a provie when I was 24 @ €800 per year without NCD.

    Now i've my full & it's only €350 quid or something


  • #5
    goodlad
    Registered Users, Registered Users 2 Posts: 3,224 ✭✭✭goodlad


    Im insured with quinn.

    Im driving a bandit 600 on a learner permit with fully comp insurance.
    It cost me €920 for insurance.


  • #6
    hobochris
    Registered Users, Registered Users 2 Posts: 2,164 ✭✭✭hobochris


    goodlad wrote: »
    Im insured with quinn.

    Im driving a bandit 600 on a learner permit with fully comp insurance.
    It cost me €920 for insurance.

    sounds like they screwed me for the extra's on the bike.


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  • #7
    Cuddlesworth
    Registered Users, Registered Users 2 Posts: 13,995 ✭✭✭✭Cuddlesworth


    First time, 650cc Kawa Er-6n in Dublin for 1200 fully comp with Quinn at 24.

    This year I'm looking at 550 fully comp on renewal, going to shop around though.


  • #8
    jameshayes
    Registered Users, Registered Users 2 Posts: 3,772 ✭✭✭jameshayes


    Lads the best thing you can do is complete the Quinn or Aon assessment, it's only 200 quid but it takes upto 40% off your insurance. Only costs 200 quid and you make instant savings


  • #9
    Slaacer
    Registered Users Posts: 139 ✭✭Slaacer


    Hi I started on a 500cc scooter with no problem on provisional with AON providing I passed the AON assessment level 4 first. I then moved on a 620cc multistrada restricted and no problem either. As far as I remember it is based on the power to weight ratio as one of the main element so if you have a transalp 650 like a friend of mine the insurance didn't even asked him to have it restricted but if you go for a racing type 250cc you'll find it impossible to find an insurer who will insure you on a provisional.

    I am now with CN since I am on a full unrestricted license as they were brilliant and it saved me money.

    I found it very useful to do training and assessments to improve my riding skills and not only to cut the insurance premium. so it's worth considering.


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