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Hp help

  • 07-01-2010 6:53pm
    #1
    fox007
    Registered Users, Registered Users 2 Posts: 1,362 ✭✭✭


    Hi all like many I have lost my job.I bought a new car June 2008 on hp with ge money,can I just get the car reposed By ge? or will they take me to court for the out standing amount,what's is the normal procedure any help would be great I don't care about my credit history just to get rid of this dept,cheers


Comments

  • #2
    Gumbo
    Moderators, Society & Culture Moderators Posts: 39,802 Mod ✭✭✭✭Gumbo


    as far as i know it goes a little something like this :

    you borrow 30,000, but 26,000 is outstanding.
    they repo the car now and sell the car at auction for 13,000.

    they come after you for the balance of 26,000-13,000 = 13,000

    used round figures for ease :D


  • #3
    -Chris-
    Closed Accounts Posts: 12,035 ✭✭✭✭-Chris-


    How much did you borrow and how much have you paid back in total?


  • #4
    fox007
    Registered Users, Registered Users 2 Posts: 1,362 ✭✭✭fox007


    I'd say borrowed 30,000 payed back around 12,000


  • #5
    -Chris-
    Closed Accounts Posts: 12,035 ✭✭✭✭-Chris-


    Maybe post in here:

    http://www.boards.ie/vbulletin/showthread.php?t=2055601794

    You haven't paid half yet, but maybe someone will know if you're allowed to cut them a €3k cheque and then hand the car back.


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