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Bounced cheque

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  • 13-01-2010 10:16pm
    #1
    Double Bubble
    Closed Accounts Posts: 5 ✭


    I own a shop, and I cashed a cheque for a "friend" in late August for €400. The cheque bounced, and after call and texts, he promised me he would come in to pay. He didn't do this, and I was wondering was there any way I could force him legally to pay up. If he had approached me and said he couldn't afford the entire amount in one go, I would be happy to put some of payment plan together. Help Please !!!


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    #2
    1966
    Registered Users Posts: 1,655 ✭✭✭1966


    Dont know what legal rights you would have. keep the pressure on etc - but bear in mind that cheques are out of date after 6 months !


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    #3
    chris85
    Registered Users Posts: 4,502 ✭✭✭chris85


    1966 wrote: »
    Dont know what legal rights you would have. keep the pressure on etc - but bear in mind that cheques are out of date after 6 months !

    The cheque has been presented and bounced so would not be applicable here.

    It is illegal to write a cheque knowing it would bounce. Small claims court would probably be best.


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    #4
    unclebill98
    Registered Users Posts: 3,816 ✭✭✭unclebill98


    It is illegal to write a chq knowing you've no funds but good luck trying to in force that.

    If they will not pay then keep lodging the chq. They'll get charged a fee everytime it has to bounce. Do this and the fees will start adding up and he may just decide to give you something.


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    #5
    stepbar
    Closed Accounts Posts: 6,123 ✭✭✭stepbar


    Lesson learned OP. Never cash a chq for anyone!

    Not sure what recourse you have. I doubt you could go to the small claims court as AFAIK its for a consumer not a business per se.

    If he's a "friend" then I'd hope he would come to some sort of repayment agreement.


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