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Van vs motorhome insurance

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  • 25-01-2010 3:36pm
    #1
    Michael1987
    Registered Users Posts: 35 ✭


    If you have a van converter into a camper, is there cheaper insurance available as is rumoured or what is the story? And how does one go about it?


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    #2
    JohnnyBananas
    Registered Users Posts: 306 ✭✭JohnnyBananas


    Michael1987 wrote: »
    If you have a van converter into a camper, is there cheaper insurance available as is rumoured or what is the story? And how does one go about it?

    To the best of my knowledge, that's a myth. When converting there is a higher risk of something going wrong (eg poor installation of electrics causing a fire) which is why insurers require an ERF. It's possible they charge the same as a normal camper once you have produced the ERF, however I would think it would certainly not be cheaper (if anything it would be more expensive)


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    #3
    stapeler
    Registered Users Posts: 1,086 ✭✭✭stapeler


    If it's a conversion it needs to be registered as a camper and vrt paid, once it meets the requirements (Sink,cooker,1.8m internal height etc) you can get insurance which typically costs around €320.


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    #4
    Michael1987
    Registered Users Posts: 35 ✭Michael1987


    How do I go about registering for vrt and how much is it?
    Im 22 so would I still have to pay the rediculous insurance on a camper?


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    #5
    stapeler
    Registered Users Posts: 1,086 ✭✭✭stapeler


    Search this forum for info on registering for VRT, lots of info out there. Insurance will be a challenge for you as all the insurers insist you're over 25 for cover.


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    #6
    pandos
    Closed Accounts Posts: 36 ✭pandos


    Excuse my ignorance but what is an ERF,??


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    #7
    JohnnyBananas
    Registered Users Posts: 306 ✭✭JohnnyBananas


    pandos wrote: »
    Excuse my ignorance but what is an ERF,??

    Apologies, I meant DOE, not ERF. (DOE being a test/certificate of roadworthiness, to the best of my knowledge)


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