Driver with no insurance caused crash - Gardai not interested.

dingding

This sounds a very odd situation, and it concerns a friend of mine.

They were rear-ended recently by an uninsured and untaxed car. The driver gave his details at the time and offered to pay for the damage.

The damage was about 1500 euro.

Now the driver is not returning his calls, he has admitted not being insured and my friend reported this to the local gardai station and the garda station in the area where the accident happned.

I am shocked to find that the Gardai are not interested in following an uninsured driver who caused an accident.

Because the Gardai are not interested, the uninsured driver is also now uninterested in paying for the damage.

It is terrible that the gardai are not supporting my friend against an uninsured driver.

Is there any recourse to the Gardai Ombudsman to try to get the accident investigated.

Lenny

Why weren't te guards called when there wAs an accident?
Once your friend has a reg off the car he can claim off the goverments insurance

Barr

If the other party has no insurance the Garda has to follow up on this.

robtri

the Gardai are not interested in your friends case witht he driver.
That part is a civil matter and really none of their concern... your friend needs to contact the MIB... and a solicitor...... not the gardai.......

whether they are proceeding with a case against this other driver, would not be disclosed with your friend, ongoing case information is usaully kept tight.

dingding

No one injured so they would not come out. Only transpired afterwards the driver was not insured to drive the car. He was driving someone elses car.

stevenmu

http://www.mibi.ie/uninsured-unidentifi.html

Random

if you have comp and the driver was not insured and you have the reg of the vehicle then you claim through your own insurance, pay your excess and it won't effect your policy. see www.mibi.ie

bonzos

robtri wrote: »

the Gardai are not interested in your friends case witht he driver.
That part is a civil matter and really none of their concern... your friend needs to contact the MIB... and a solicitor...... not the gardai.......

whether they are proceeding with a case against this other driver, would not be disclosed with your friend, ongoing case information is usaully kept tight.

So the guards have no interest in people driving around with no insurance?any wonder this country is such a joke!thats their bloody job that they are paid to do!

dingding

robtri wrote: »

the Gardai are not interested in your friends case witht he driver.
That part is a civil matter and really none of their concern... your friend needs to contact the MIB... and a solicitor...... not the gardai.......

whether they are proceeding with a case against this other driver, would not be disclosed with your friend, ongoing case information is usaully kept tight.

The MIBI seems to be the way to go as they will ask the Gardai for a report on the incident.

This might get the gardai to charge the uninsured driver. The anoying thing is that the will fine and penalty point you for a few KM over the limit, but they don't appear to be following a driver who is untaxed and uninsured. I take the point they might be but not sharing this info with my friend.

I will pass that advice on to my friend, thanks for the advice.

dingding

Random wrote: »

if you have comp and the driver was not insured and you have the reg of the vehicle then you claim through your own insurance, pay your excess and it won't effect your policy. see www.mibi.ie

In this case we all pay for it as we pay a percentage of our insurance to cover the uninsured fund.

If the gardai proscuted the driver and this happned in all cases all our insurance might be less.

trevosaur

You should have called the gardai straight away just for the thrill of knowing the garda would hopefully suspend his licence.

mickdw

But if this guy was driving someone elses car and the car is insured, that insurance will pay in some cases.

RGS

Two issues if both the car and driver were uninsured then the MIBI will handle the claim. However if you have comp cover you are obliged to get your comp insurer to sort out the car damage with no effect on your NCD.

Secondly if the car is insured but the driver is not then the insurer of the car will handle under the MIBI agreements. Again if covered by comp you must use your comp insurers.