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Mortgage Approval & General Advice

Catari Jaguar · 2010-03-18 10:54:22

Hey all, Myself & OH have found our dream home in a quiet estate - 4 bed (attic conversion = extra bedroom) huge new kitchen, second toilet under the stairs, extra unit out the back with WC, powerpoints & heating, garden with decking, easy commute to the city centre, close to both our families etc. One of the main…

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#32 05-04-2010 11:56pm
pabloh999

Registered Users Posts: 516 ✭✭✭

Join Date: February 2010

Posts: 482

hi all , just wondering what sort of financial background checks banks do? for instance do banks have access to your revenue records? or even social welfare records? thanks

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#33 06-04-2010 12:07am
ricman

Closed Accounts Posts: 1,559 ✭✭✭

Join Date: February 2010

Posts: 1529

THEY have acess to your credit rating, and prbly can tell you have a loan for a car etc.SOCIAL welfare does not give out info to banks,unless theres a fraud court case ,something like that.The revenue can get info from welfare ,or banks in order to make sure someone is declaring their correct income, and pay dirt ,tax on interest.

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