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Kildare Credit Union

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  • 06-04-2010 1:21am
    #1
    Billiejo
    Closed Accounts Posts: 149 ✭✭


    Please explain how Kildare CU works.
    Can individuals of all ages use KCU.
    Does one have to have a job/salary to qualify.
    How much savings does one have to have to get a loan.
    How much can one borrow,
    What credientials does one have to show.
    If one is retired on low pension are they excluded.


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    #2
    aodh_rua
    Registered Users Posts: 1,242 ✭✭✭aodh_rua


    Have you tried dropping into them? The staff are very friendly. Generally the only requirement for new members (read account holders) is that you live within the locality. Credit Unions are primarily established for their own communities so you need to live within the catchment area.

    In terms of loans, it is often the case that new members can only borrow up to the amount of money they have on deposit. Over time, as you build a relationship, this can become more flexible. Alternatively, clear supporting documentation regarding income\ability to repay may accelerate this.

    The CU in Kildare Town is open today during normal Tuesday to Thursday, until 7pm on Friday and on Saturday morning.


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