Insurers failing to quote

kayabram

Hi , im looking to get insured on an Opel Astra OPC 2litre turbo, but companys so far wont even give a quote , is this usual?? im 25 , 6 and half years license , 4 years no claims as main driver , no convictions , no penalty points . Just find it really hard to believe that they wont even quote me.

L1011

Its common enough on "performance" cars, but it shouldn't happen. The Financial Ombudsman can usually extract quotes in these cases, if you can get letters of refusal from insurers, but it won't be cheap.

xsdirect will also insure nearly anyone on anything, again, not for cheap.

Tefral

Individual insurers have the right to refuse you cover, but they must provide you with a reason for the refusal should you ask for one. However, even though you have been refused cover, you are entitled to go to the Declined Cases Committee of the Irish Insurance Federation who will obtain an insurance quotation for you. In order for the Committee to consider your case you must first have sought and been refused quotations in writing from at least three insurers.

Declined Cases Committee
Irish Insurance Federation
39 Molesworth Street
Dublin 2
Ireland
Tel:+353 (0)1 6761914

Henry Ford III

Combo of your age and choice of car OP. You'll get cover eventually but it'll be pricey I'd expect.

MagicSean

I got refused by two insurers for my golf gti. 9 years with a full licence and full no claims. no convictions points or claims. My renewal had gone up €200 with Axa. Eventually got it with hibernian for €250 cheaper than my renewal price.

jaffa20

Yep, i got refused on an audi tt. Currently have audi a3. Probably a good thing cos can't really afford it at the moment anyway but it was tempting. I had other quotes from other insurance groups but would have cost too much to cancel policy.

testicle

kayabram wrote: »

Hi , im looking to get insured on an Opel Astra OPC 2litre turbo, but companys so far wont even give a quote , is this usual?? im 25 , 6 and half years license , 4 years no claims as main driver , no convictions , no penalty points . Just find it really hard to believe that they wont even quote me.

Are you ringing them, or buying online? Try ringing if you're not.

Also try 123.ie online

Atomic Pineapple

strange, I can get quotes easily on an OPC.

26, 7 years full license, 5 years ncb, no points, no claims, no convictions

usually around €600

kayabram

hi guys thanks for all your feedback , i had been ringing the companys not using internet quotes. finally yesterday i got a quote through a broker for eagle star for 795euro fully comp , pretty happy with that being honest. thanks again

Agent_99

I got refused insurance for a 98 Astra, from one of those women only insurer. the girl said they didn't insure vintage cars :eek:

bladebrew

Agent_99 wrote: »

I got refused insurance for a 98 Astra, from one of those women only insurer. the girl said they didn't insure vintage cars :eek:

LOL:D:D,
did they consider a 98 astra a vintage car:eek:

Agent_99

bladebrew wrote: »

LOL:D:D,
did they consider a 98 astra a vintage car:eek:

Yes, I didn't know I was driving a vintage car, would have looked after it better and took it to the rallies on sundays :rolleyes: .... i think it has gone to the great scrap yard in the sky now..