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stamp duty on credit card - when?

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  • 29-04-2010 3:56pm
    #1
    bittihuduga
    Registered Users Posts: 1,889 ✭✭✭


    hi
    when is the stamp duty on the credit card charged?
    is it charged in advance or in due at the end of business year?
    i was charged 30euros in the april statement
    when i tried to cancel the card for someother reason, i was told i will be charged extra 30euros for 2010-2011
    if i want to change the card, that will be carried over to the next creditcard
    is that correct?


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    #2
    Kristopherus
    Registered Users Posts: 11,907 ✭✭✭✭Kristopherus


    Yes, it seems to be this time of year. I have 3 of the buggers and got docked 30 yoyos for each card this month :eek::eek::eek:


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    #3
    bittihuduga
    Registered Users Posts: 1,889 ✭✭✭bittihuduga


    was the fee charged for 2010-11 year or for the past year?


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    #4
    jimoc
    Registered Users Posts: 634 ✭✭✭jimoc


    The Fee is charged in April of each year and is for the PRECEEDING year up to the end of March.
    Therefore if you cancel a card on the 1st April you will still get charged the following April since a new year has started.
    If you transfer to another card company you can get a letter from your current company stating that you have already paid last years fee.

    Or such is my understanding of it anyway.


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    #5
    billyhead
    Registered Users Posts: 9,848 ✭✭✭billyhead


    So say you wan to cancel your card altogether. Your best of doing it on March 31st?


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    #6
    tooler7
    Registered Users Posts: 105 ✭✭tooler7


    jimoc wrote: »
    The Fee is charged in April of each year and is for the PRECEEDING year up to the end of March.
    Therefore if you cancel a card on the 1st April you will still get charged the following April since a new year has started.
    If you transfer to another card company you can get a letter from your current company stating that you have already paid last years fee.

    Or such is my understanding of it anyway.

    correct


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